Awards structure
Ranking and Category Awards
Financial Consultants
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Financial Consultant/Wealth Manager of the Year
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Qualifying Financial Consultants and Wealth Managers
Top 10 FCs or WMs with the highest qualifying PRUCredit$^.
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Qualifying Criteria
- At least a Premier Gold Award Qualifier of the Premier Financial Consultant Award.
- Annualised RP from EBS to be capped at $120,000.
- Open to FCs and WMs across all ranks*
*All ranks refer to Financial Consultant (FC), Wealth Manager (WM), Senior Financial Consultant (SFC), Senior Wealth Manager (SWM), Executive Financial Consultant (EFC), Executive Wealth Manager (EWM), Master Financial Consultant (MFC) and Senior Executive Wealth Manager (SEWM).
^PRUCredit$ from Non-Prudential Products are excluded for rank awards.
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Rookie Financial Consultant of the Year
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Qualifying Financial Consultants
Top 3 FCs appointed from 1 January 2024 with the highest qualifying PRUCredit$.
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Qualifying Criteria
- At least a Premier Bronze Award Qualifier of the Premier Financial Consultant Award.
- Annualised RP from EBS to be capped at $120,000.
Previous top 3 winners of this category are not eligible and will run under the Financial Consultant/Wealth Manager of the Year Category.
2024/2025 Sprinters and returning Financial Consultants are not eligible for this award.
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Senior Financial Consultant of the Year
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Qualifying Financial Consultants
- Top 3 SFCs with the highest qualifying PRUCredit$.
- Rank as of 31 December 2025 must be a SFC.
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Qualifying Criteria
- At least a Premier Bronze Award Qualifier of the Premier Financial Consultant Award.
- Annualised RP from EBS to be capped at $120,000.
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Executive Financial Consultant of the Year
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Qualifying Financial Consultants
- Top 3 EFCs with the highest qualifying PRUCredit$.
- Rank as of 31 December 2025 must be an EFC.
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Qualifying Criteria
- At least a Premier Bronze Award Qualifier of the Premier Financial Consultant Award.
- Annualised RP from EBS to be capped at $120,000.
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Master Financial Consultant of the Year
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Qualifying Financial Consultants
- Top 3 MFCs with the highest qualifying PRUCredit$.
- Rank as of 31 December 2025 must be a MFC.
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Qualifying Criteria
- At least a Premier Bronze Award Qualifier of the Premier Financial Consultant Award.
- Annualised RP from EBS to be capped at $120,000.
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Category Award
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Life Club Sum Assured Award
- Top 3 FCs or WMs with the highest qualifying total Sum Assured.
- 20% of the Agency Incentive Performance Indicator (AIPI) achieved during the qualifying period must be from health & protection products. NEW
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Protection Category
- Top 3 FCs or WMs with the highest qualifying production of Protection PRUCredit$ products.
- Protection Category to include production from Medical, Protection and Riders category.
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Shield Category
- Top 3 FCs or WMs with the highest qualifying production of PRUShield products PRUCredit$.
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Enterprise Business Solutions (EBS)
- Top 3 FCs or WMs with the highest qualifying production of Enterprise Business Solutions (EBS) PRUCredit$.
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Enterprise Business to Life (EB2LIFE) NEW
- Top 3 FCs or WMs with the highest qualifying production of Enterprise Business to Life (EB2LIFE) PRUCredit$.
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Wealth Managers
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Financial Consultant/Wealth Manager of the Year
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Qualifying Financial Consultants and Wealth Managers
Top 10 FCs or WMs with the highest qualifying PRUCredit$^.
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Qualifying Criteria
- At least a Premier Gold Award Qualifier of the Premier Wealth Manager Award.
- Annualised RP from EBS to be capped at $120,000.
- Open to FCs and WMs across all ranks*
*All ranks refer to Financial Consultant (FC), Wealth Manager (WM), Senior Financial Consultant (SFC), Senior Wealth Manager (SWM), Executive Financial Consultant (EFC), Executive Wealth Manager (EWM), Master Financial Consultant (MFC) and Senior Executive Wealth Manager (SEWM).
^PRUCredit$ from Non-Prudential Products are excluded for rank awards.
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Rookie Wealth Manager of the Year
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Qualifying Wealth Managers
Top 3 WMs appointed from 1 January 2024 with the highest qualifying PRUCredit$^.
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Qualifying Criteria
- At least a Premier Bronze Award Qualifier of the Premier Wealth Manager Award.
- Annualised RP from EBS to be capped at $120,000.
Previous top 3 winners of this category are not eligible and will run under the Wealth Manager of the Year Category.
2024/2025 Sprinters and returning Wealth Managers are not eligible for this award.
Cross-over Wealth Managers who were appointed with PACS before 1 Jan 2024 are not eligible for this award.
^PRUCredit$ from Non-Prudential Products are excluded for rank awards.
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Senior Wealth Manager of the Year
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Qualifying Wealth Managers
- Top 3 SWMs with the highest qualifying PRUCredit$^.
- Rank as of 31 December 2025 must be a SWM.
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Qualifying Criteria
- At least a Premier Bronze Award Qualifier of the Premier Wealth Manager Award.
- Annualised RP from EBS to be capped at $120,000.
^PRUCredit$ from Non-Prudential Products are excluded for rank awards.
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Executive Wealth Manager of the Year
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Qualifying Wealth Managers
- Top 3 EWMs with the highest qualifying PRUCredit$^.
- Rank as of 31 December 2025 must be a EWM.
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Qualifying Criteria
- At least a Premier Bronze Award Qualifier of the Premier Wealth Manager Award.
- Annualised RP from EBS to be capped at $120,000.
^PRUCredit$ from Non-Prudential Products are excluded for rank awards.
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Senior Executive Wealth Manager of the Year
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Qualifying Wealth Manager
- Top 3 SEWMs with the highest qualifying PRUCredit$^.
- Rank as of 31 December 2025 must be a SEWM.
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Qualifying Criteria
- At least a Premier Bronze Award Qualifier of the Premier Wealth Manager Award.
- Annualised RP from EBS to be capped at $120,000.
^PRUCredit$ from Non-Prudential Products are excluded for rank awards.
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Category Award
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Life Club Sum Assured Award
- Top 3 FCs or WMs with the highest qualifying total Sum Assured.
- 20% of the Agency Incentive Performance Indicator (AIPI) achieved during the qualifying period must be from health & protection products NEW
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Protection Category
- Top 3 FCs or WMs with the highest qualifying production of Protection PRUCredit$ products.
- Protection Category to include production from Medical, Protection and Riders category.
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Shield Category
- Top 3 FCs or WMs with the highest qualifying production of PRUShield products PRUCredit$.
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Enterprise Business Solutions (EBS)
- Top 3 FCs or WMs with the highest qualifying production of Enterprise Business Solutions (EBS) PRUCredit$.
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Enterprise Business to Life (EB2LIFE) NEW
- Top 3 FCs or WMs with the highest qualifying production of Enterprise Business to Life (EB2LIFE) PRUCredit$.
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Agency Leaders
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Agency of the Year
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Agency of the Year (GAM)
Top 3 in each of the following categories with the highest qualifying PRUCredit$^:
- Financial Services Director
- Senior Financial Services Manager
- Financial Services Manager
2025 Sprinters and returning Agency Leaders are not eligible for this award in the year of appointment. -
Agency of the Year (GAL)
Top 3 in each of the following categories with the highest qualifying PRUCredit$^:
- Financial Services Director (including SFSD)
- Senior Financial Services Manager
- Financial Services Manager
2025 Sprinters and returning Agency Leaders are not eligible for this award in the year of appointment.
^ PRUCredit$ is based on direct unit production -
Qualifying Criteria
- At least a Premier Silver Award Qualifier.
- Annualised RP from EBS to be capped at $120,000.
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Group Agency of the Year
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Group Agency of the Year (GAM)
- Top 3 Group Financial Services Director (GFSD)* with the highest qualifying PRUCredit$.
2025 Sprinters and returning Agency Leaders are not eligible for this award (appointed in production year 2025). -
Group Agency of the Year (GAL)
- Top 3 Group Agency Leader (GAL)# with the highest qualifying PRUCredit$.
2025 Sprinters and returning Agency Leaders are not eligible for this award (appointed in production year 2025). -
Qualifying Criteria
- At least a Premier Silver Award Qualifier.
- Annualised RP from EBS to be capped at $120,000.
* GFSD is by GAM Group and includes Non-GAM units# GALs are Tier 3 Group Agency Leaders (excluding GFSD).
The calculation for a GAL’s Group Production excludes Units undergoing “Buy-Out”
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Rookie Agency of the Year
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Rookie Agency of the Year (GAM)
- Top 3 AFSMs promoted in 2025 with the highest qualifying PRUCredit$.
2025 Sprinters and returning Agency Leaders are not eligible for this award (appointed in production year 2025). -
Rookie Agency of the Year (GAL)
- Top 3 AFSMs promoted in 2024 with the highest qualifying PRUCredit$.
2025 Sprinters and returning Agency Leaders are not eligible for this award (appointed in production year 2025). -
Qualifying Criteria
- At least a Premier Bronze Award Qualifier.
- Annualised RP from EBS to be capped at $120,000.
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Agency Quality Award
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Qualifying Agency Leaders or FA Leaders
- Top 3 ALs or FALs appointed on or before 1 February 2024 with the highest Average Premium Payment Rate.
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Qualifying Criteria
- At least a Premier Bronze Award Qualifier.
- Annualised RP from EBS to be capped at $120,000.
In the event of a tie in Average Premium Payment Rate, the Agency Leader or FA Leader with the highest qualifying PRUCredit$^ will be the winner.
^ PRUCredit$ from Non-Prudential Products are excluded.
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Premier Recruiter Award
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Qualifying Agency Leaders or FA Leaders
- Top 3 ALs or FALs with the highest number of direct Qualifying New FCs or WMs.
2025 Sprinters and returning Agency Leaders or FA Leaders are not eligible for this award in the year of appointment. - At least a Premier Bronze Award Qualifier.
- Annualised RP from EBS to be capped at $120,000.
- For newly promoted AFSMs or AWDs in 2025 (excluding those promoted during the January promotion window), only Qualifying New FCs or WMs appointed from the date of promotion of the new AFSM or AWD will count towards him/her. Qualifying New FCs or WMs who are appointed prior to the promotion will count towards the upline AL or FAL for the purpose of this award.
- Top 3 ALs or FALs with the highest number of direct Qualifying New FCs or WMs.
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Qualifying Criteria
A Qualifying New FC or WM is a FC or WM who meets ALL of the following:
- Appointed in year 2025
- Achieves at least Prudential Performance Standards (PPS)
- Still contracted with PACS or PFA at the end of the qualifying period
In the event of a tie in number of direct Qualifying New FCs or WMs, the Agency Leader or FA Leader with the highest aggregate qualifying PRUCredit$^ from his/her Qualifying New FCs or WMs will be the winner.
^PRUCredit$ from Non-Prudential Products are excluded.
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Category Award
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Life Club Sum Assured Award
- Top 3 ALs or FALs with the highest direct unit qualifying Sum Assured.
- 20% of the Agency Incentive Performance Indicator (AIPI) achieved during the qualifying period must be from health & protection products. NEW
2025 Sprinters and returning Agency Leaders or FA Leaders are not eligible for Sum Assured awards in the year of appointment. -
Protection Category
- Top 3 ALs or FALs with the highest direct unit PRUCredit$ from Protection products.
- Protection Category to include production from Medical, Protection and Riders category (Refer to PRUCredit$ table).
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Shield Category
- Top 3 ALs or FALs with the highest direct unit PRUCredit$ from PRUShield products. (Refer to list of PRUShield products in PRUCredit$ table)
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Enterprise Business Solutions (EBS)
- Top 3 ALs or FALs with the highest qualifying Enterprise Business Solutions (EBS) PRUCredit$.
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Enterprise Business to Life (EB2LIFE) NEW
- Top 3 ALs or FALs with the highest qualifying production of Enterprise Business to Life (EB2LIFE) PRUCredit$.
2025 Sprinters and returning Agency Leaders or FA Leaders are not eligible for Protection, Shield, EBS and EB2life category awards in the year of appointment.
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FA Leaders
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Agency of the Year
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Agency of the Year (Branch)
Top 3 in each of the following categories with the highest qualifying PRUCredit$^:
- Executive Wealth Director or Senior Executive Wealth Director
- Senior Wealth Director
- Wealth Director
2025 Sprinters and returning FA Leaders are not eligible for this award in the year of appointment.
^PRUCredit$ is based on direct unit production. -
Qualifying Criteria
- At least a Premier Silver Award Qualifier.
- Annualised RP from EBS to be capped at $120,000.
^PRUCredit$ from Non-Prudential Products are excluded for rank awards.
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Branch of the Year
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Branch of the Year
- Top 3 Branch Leaders* with the highest qualifying PRUCredit$^
2025 Sprinters and returning Agency Leaders or FA Leaders are not eligible for this award in the year of appointment. -
Qualifying Criteria
- At least a Premier Silver Award Qualifier.
- Annualised RP from EBS to be capped at $120,000.
*Branch Leaders are Tier 3 FALs and qualification is via Branch Group Production.
^PRUCredit$ from Non-Prudential Products are excluded for rank awards.
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Rookie Agency of the Year
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Rookie Agency of the Year (Branch) NEW
- Top 3 AWDs promoted in 2025 with the highest qualifying PRUCredit$^
2025 Sprinters and returning FA Leaders are not eligible for this award (appointed in production year 2025). -
Qualifying Criteria
- At least a Premier Bronze Award Qualifier.
- Annualised RP from EBS to be capped at $120,000.
^PRUCredit$ from Non-Prudential Products are excluded for rank awards.
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Agency Quality Award
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Qualifying Agency Leaders or FA Leaders
- Top 3 ALs or FALs appointed on or before 1 February 2024 with the highest Average Premium Payment Rate
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Qualifying Criteria
- At least a Premier Bronze Award Qualifier.
- Annualised RP from EBS to be capped at $120,000.
In the event of a tie in Average Premium Payment Rate, the Agency Leader or FA Leader with the highest qualifying PRUCredit$^ will be the winner.
^PRUCredit$ from Non-Prudential Products are excluded.
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Premier Recruiter Award
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Qualifying Agency Leaders or FA Leaders
- Top 3 ALs or FALs with the highest number of direct Qualifying New FCs or WMs
2025 Sprinters and returning Agency Leaders or FA Leaders are not eligible for this award in the year of appointment. - At least a Premier Bronze Award Qualifier
- Annualised RP from EBS to be capped at $120,000
- For newly promoted AFSMs or AWDs in 2025 (excluding those promoted during the January promotion window), only Qualifying New FCs or WMs appointed from the date of promotion of the new AFSM or AWD will count towards him/her. Qualifying New FCs or WMs who are appointed prior to the promotion will count towards the upline AL or FAL for the purpose of this award.
- Top 3 ALs or FALs with the highest number of direct Qualifying New FCs or WMs
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Qualifying Criteria
A Qualifying New FC or WM is a FC or WM who meets ALL of the following:
- Appointed in year 2025
- Achieves at least Prudential Performance Standards (PPS)
- Still contracted with PACS or PFA at the end of the qualifying period
In the event of a tie in number of direct Qualifying New FCs or WMs, the Agency Leader or FA Leader with the highest aggregate qualifying PRUCredit$^ from his/her Qualifying New FCs or WMs will be the winner.
^PRUCredit$ from Non-Prudential Products are excluded.
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Category Award
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Life Club Sum Assured Award
- Top 3 ALs or FALs with the highest direct unit qualifying Sum Assured.
- 20% of the Agency Incentive Performance Indicator (AIPI) achieved during the qualifying period must be from health & protection products. NEW
2025 Sprinters and returning Agency Leaders or FA Leaders are not eligible for Sum Assured awards in the year of appointment. -
Protection Category
- Top 3 ALs or FALs with the highest direct unit PRUCredit$ from Protection products.
- Protection Category to include production from Medical, Protection and Riders category (Refer to PRUCredit$ table).
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Shield Category
- Top 3 ALs or FALs with the highest direct unit PRUCredit$ from PRUShield products. (Refer to list of PRUShield products in PRUCredit$ table)
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Enterprise Business Solutions (EBS)
- Top 3 ALs or FALs with the highest qualifying Enterprise Business Solutions (EBS) PRUCredit$.
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Enterprise Business to Life (EB2LIFE) NEW
- Top 3 ALs or FALs with the highest qualifying production of Enterprise Business to Life (EB2LIFE) PRUCredit$.
2025 Sprinters and returning Agency Leaders or FA Leaders are not eligible for Protection, Shield, EBS and EB2life category awards in the year of appointment.
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Premier Awards
Financial Consultants
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QUALIFYING CRITERIA UPDATED
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Personal Production:
Multi-Million Dollar FC APEX SUMMIT PLATINUM GOLD SILVER BRONZE PRUCredit$ 2,800,000 2,015,000 1,350,000 1,000,000 740,000 520,000 363,600 Minimum RP 1,400,000 1,007,500 675,000 500,000 370,000 260,000 181,800 PRUCredit$ Own Life Cap 560,000 403,000 270,000 200,000 148,000 104,000 72,720 EB RP Cap 120,000 120,000 120,000 120,000 120,000 120,000 120,000 Min Case Count 48 36 NA* AND Average PPR 92% SPP 80% * Subject to Contract Maintenance standards requirements. -
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PREMIER BRONZE QUALIFYING CRITERIA FOR FCS ≥ 25 YEARS^ UPDATED
PRUCredit$ 327,240 Minimum RP 163,620 PRUCredit$ Own Life Cap 65,448 AND Average PPR 92% SPP 80% ^ FCs with service tenures of 25 years and above enjoy a 10% reduction off the qualifying criteria.
Wealth Managers
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QUALIFYING CRITERIA UPDATED
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Personal Production:
Multi-Million Dollar FC APEX SUMMIT PLATINUM GOLD SILVER BRONZE PRUCredit$ 3,080,000 2,216,500 1,485,000 1,100,000 814,000 572,000 400,000 Minimum RP 1,540,000 1,108,250 742,500 550,000 407,000 286,000 200,000 PRUCredit$ Own Life Cap 616,000 443,000 297,000 220,000 162,800 114,400 80,000 EB RP Cap 120,000 120,000 120,000 120,000 120,000 120,000 120,000 Wealth Cap~ 154,000 110,825 74,250 55,000 40,700 28,600 20,000 Min Case Count 48 36 NA* AND Average PPR 92% SPP 80% ~ Every earned dollar in upfront sales charge from Unit Trust Sales will be equivalent to 1 PRUCredit$ and will contribute to awards qualifications (except rank awards) but capped at 5% of the criteria. -
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PREMIER BRONZE QUALIFYING CRITERIA FOR WMS ≥ 25 YEARS^ UPDATED
PRUCredit$ 360,000 Minimum RP 180,000 PRUCredit$ Own Life Cap 72,000 Wealth Cap~ 18,000 AND Average PPR 92% SPP 80% ^ WMs with service tenures of 25 years and above enjoy a 10% reduction off the qualifying criteria. (Service tenures for cross-over WMs are calculated from their date of first appointment in PACS)
~ Every earned dollar in upfront sales charge from Unit Trust Sales will be equivalent to 1 PRUCredit$ and will contribute to awards qualifications (except rank awards) but capped at 5% of the criteria.
Agency Leaders
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QUALIFYING CRITERIA BY DIRECT UNIT UPDATED
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Direct Unit Production:
APEX SUMMIT PLATINUM GOLD SILVER BRONZE PRUCredit$ 13,400,000 6,750,000 5,450,000 4,100,000 2,790,000 1,596,000 Minimum RP 6,700,000 3,375,000 2,725,000 2,050,000 1,395,000 798,000 PRUCredit$ Own Life Cap 2,680,000 1,350,000 1,090,000 820,000 558,000 319,200 AND Average PPR 90% SPP 80% -
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QUALIFYING CRITERIA BY GAL# GROUP UPDATED
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Group Production of:
APEX SUMMIT PLATINUM GOLD SILVER BRONZE PRUCredit$ 26,700,000 13,500,000 10,900,000 8,200,000 5,600,000 3,830,000 Minimum RP 13,350,000 6,750,000 5,450,000 4,100,000 2,800,000 1,915,000 PRUCredit$ Own Life Cap 5,340,000 2,700,000 2,180,000 1,640,000 1,120,000 766,000 AND Average PPR 90% SPP 80% # GALs are Tier 3 Group Agency Leaders (excluding GFSD). The calculation for a GAL’s Group Production excludes Units undergoing “Buy-Out”.* In the event where a GAL qualifies both on a Direct Unit and Group basis, only one award will be granted, and the higher award will take precedence -
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QUALIFYING CRITERIA BY GAM* GROUP UPDATED
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Group Production of:
APEX SUMMIT PLATINUM GOLD SILVER BRONZE PRUCredit$ 26,700,000 13,500,000 10,900,000 8,200,000 5,600,000 5,000,000 Minimum RP 13,350,000 6,750,000 5,450,000 4,100,000 2,800,000 2,500,000 PRUCredit$ Own Life Cap 5,340,000 2,700,000 2,180,000 1,640,000 1,120,000 1,000,000 AND Average PPR 90% SPP 80% * GFSD is by GAM Group and includes Non-GAM Units -
FA Leaders
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QUALIFYING CRITERIA BY DIRECT UNIT UPDATED
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Direct Unit Production:
APEX SUMMIT PLATINUM GOLD SILVER BRONZE PRUCredit$ 14,740,000 7,425,000 5,995,000 4,510,000 3,069,000 1,755,500 Minimum RP 7,370,000 3,712,500 2,997,500 2,255,000 1,534,500 877,750 PRUCredit$ Own Life Cap 2,948,000 1,485,000 1,199,000 902,000 613,800 351,100 Wealth Cap~ 737,000 371,250 299,750 225,500 153,450 87,775 AND Average PPR 90% SPP 80% -
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QUALIFYING CRITERIA BY BRANCH* GROUP UPDATED
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Group Production via Branch:
APEX SUMMIT PLATINUM GOLD SILVER BRONZE PRUCredit$ 29,370,000 14,850,000 11,990,000 9,020,000 6,160,000 5,500,000 Minimum RP 14,685,000 7,425,000 5,995,000 4,510,000 3,080,000 2,750,000 PRUCredit$ Own Life Cap 5,874,000 2,970,000 2,398,000 1,804,000 1,232,000 1,100,000 Wealth Cap~ 1,468,500 742,500 599,500 451,000 308,000 275,0000 AND Average PPR 90% SPP 80% * Branch Leaders are Tier 3 SEWDs and qualification is via Branch Group Production* In the event where a FAL qualifies both on a Direct Unit and Group basis, only one award will be granted, and the higher award will take precedence.~ Every earned dollar in upfront sales charge from Unit Trust Sales will be equivalent to 1 PRUCredit$ and will contribute to awards qualifications but capped at 5% of the criteria. -
Other Awards
Private Client Advisor of the Year Award
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Private Client Advisor of the Year Award
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ELIGIBILITY
All Private Client Advisors for 2025
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QUALIFYING PERIOD & CRITERIA
- 1 January 2025 to 31 December 2025.
- Private Client Advisor (PCA) with highest AIPI for the year (only cases of minimum 10K AIPI and above will be considered for this award).
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Prudential Singapore Ethics & Conduct Award (ECA)
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Ethics & Conduct
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ELIGIBILITY
- All Agency Leaders (ALs), FA Leaders (FALs), Financial Consultants (FCs) and Wealth Managers (WMs) are eligible to qualify through nominations by ALs, FALs, FCs, WMs, PACS and PFA corporate staff
- Total of up to 12 awards for ECA 2026 (ALs, FALs, FCs and WMs)
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QUALIFYING PERIOD
1 July 2024 to 30 June 2025
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QUALIFYING CRITERIA UPDATED
- As at 30 June 2025:
- Achieved minimally Prudential Performance Standard (PPS)
- Minimum 36 month of consecutive service (PACS &/or PFA)
- Prevailing Persistency/APPR of 98%
- No adverse records from Fit & Proper Declaration
- Compliance Records for Assessment (1 July 2022 to 30 June 2025):
- BSC Grade A throughout the assessment period
- No sanctions issued by Market Conduct (inclusive of ITC/LOW)
- FC 360 score of Green and/or REP 360 score of Band 1
- Has not shown unprofessional conduct towards corporate staff
Nominations will take place in second half of 2025, with the final award ceremony taking place in 2026.
Nominees will be validated against available compliance records during the nomination period.
Nominees will also be revalidated prior to the award ceremony to ensure that there were no adverse records observed in the interim period. -
OTHERS
ECA awardees are required to maintain ethical standards & conduct befitting of an awardee. The committee reserves the right to rescind the award should there be any adverse compliance findings against any awardee.
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