Packaged Plan

PRUTreasures Flexi II

Affordable packaged plans with comprehensive and flexible benefits for your employees.

PRUTreasures Flexi II

Ready packages with a comprehensive selection of plan types in Group Medical and Life insurance to suit your budget. Available for companies with a minimum of 2 employees.

Core Plans

  • Protect your employees from the financial impact of unforeseen illnesses and accidents
  • Choose your group protection plan according to your organisation’s needs from a comprehensive selection of plan types (including Work Pass and S Pass holders).

Group Foreign Worker Medical Insurance

The Group Foreign Worker Medical Insurance product meets the following Ministry of Manpower's (MOM) enhanced medical insurance requirements:

  • Annual claim limit of at least S$60,000, inclusive of a first-dollar cover of S$15,000
  • For portion of the bill above S$15,000, employer must co-pay up to 25% (to the hospital)1
  • Age-differentiated premiums are in 2 age bands: (1) ≤50 years old and (2) >50 years old3
  • Exclusions are in line with MOM's list of allowable exclusions2
  • Insurers will reimburse portion of the hospital bill to hospitals directly upon admissibility of the medical claim2

1 Applicable to GFWM Plans 3,4,7 and 8 only

2 Implemented on/after 1st July 2025 in accordance with MOM's Stage 2 requirement under enhanced MI for Work Permit and S Pass Holders

3 Only applicable for PRUTreasures Flexi II (PTRFII) Packaged Plans but not for Group Customised Plans

Important Information

Additional Notes

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant, or a distributor duly appointed by Prudential Singapore for a financial analysis before purchasing a policy suitable to meet your needs.

As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs Premiums are not guaranteed and may be adjusted based on future claims experience.

The information on this website is for reference only and is not a contract of insurance Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents which can be obtained from your Prudential Financial Consultant The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the product brochures, the English version shall prevail.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC websites ( or or

Information is correct as of 1 November 2023.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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