Option to begin coverage as early as 13 weeks and until the end of fourth policy year. Enjoy coverage for up to 17 pregnancy complications4.
Cover the costs of Psychological Consultations5 (up to $100/session) and Postpartum Depression6 diagnosis (up to $1,000).
Get protection against covered conditions7 related to GDM for up to S$2,000.
Receive up to S$400/day as hospital cash payout up to 50 days, to defray medical expenses from an unprepared hospitalisation stay for 26 conditions including complications of Lactation Mastitis. With Hospital Care Accelerator, receive payout on any hospitalisation8 lasting 30 days or Intensive Care Unit for at least one day.
Cover against 25 Congenital Illnesses such as Down’s Syndrome.
Receive 2% sum assured a day, for up to 25 days of hospitalisation against 8 conditions such as Hand, Foot and Mouth Disease, or Phototherapy for severe Neonatal Jaundice and Premature Birth. For serious cases of hospitalisation, receive financial support with the Hospital Care Accelerator Benefit11.
Provide lifelong protection for your child with coverage against Death, Terminal Illness, and Total and Permanent Disability since birth without underwriting2. Additionally, after birth, you may choose to cover your child for critical illness by adding supplementary benefits without underwriting2. PRUActive LinkGuard not only safeguards your child from life's uncertainties but also helps grow your wealth for a brighter future for your child.
Option to protect your baby’s healthcare needs by signing up for a PRUShield Plus or PRUShield Standard plan within 14 to 90 days from birth without medical underwriting. This does not cover congenital illnesses or pre-existing conditions, which refers to any health issue the baby had before getting the eligible PRUShield plan3.
PRUActive LinkGuard allows you to have access to our suite of expert-managed PRULink funds.
Choose funds aligned to your risk appetite and preferences, and make unlimited fund switches as your risk profile or financial goals change.
To find out more about PRULink funds, click here.
1Coverage for assisted pregnancies conceived through In Vitro Fertilisation (IVF), Intracytoplasmic Sperm Injection (ICSI), Intrauterine Insemination (IUI), and Intracervical Insemination (ICI) will go through normal underwriting.
2Applicable only when it is done within 60 days from child’s date of birth.
3The Health Cover for Child does not cover congenital illnesses or pre-existing conditions, which refers to any health issue the baby had before getting the eligible PRUShield plan. This includes symptoms or signs that the baby received medical treatment, medication, consultation, advice, or diagnosis for, or that would have made a sensible person seek medical help. For instance, if a baby was born with a cleft lip, any related expenses will not be covered, but other conditions which are not pre-existing will be considered. All other terms and conditions as stated in the eligible PRUShield policy document will apply. It's important to note that the cover can only be applied within 14 to 90 days after the baby's birth, and if the baby is not hospitalised during the application. Please refer to the PRUMum Product Summary for the full terms and conditions.
4Refer to Product Summary for the Pregnancy Complications covered.
5Up to S$200 in total.
6Up to 5% sum assured.
7Refer to Product Summary for the covered conditions related to gestational diabetes mellitus.
8The total payout from Hospital Care and Hospital Care Accelerator Benefit is 100% of the original sum assured.
9Applicable to Multiple birth pregnancy with 100% sum assured per life. Refer to Product Summary for the covered congenital illnesses.
10Applicable to Multiple birth pregnancy, up to 50% sum assured per life. Refer to Product Summary for the list of conditions covered under Hospital Care Benefit for Baby.
11Hospital Care Accelerator Benefit provides financial support for your childs Intensive Care Unit hospitalisation of three or more continuous days. Total payout from Hospital Care and Hospital Care Accelerator Benefit for Child is 50% of the original sum assured.
You are recommended to read the product summary and seek advice from a qualified Prudential Financial Representative for a financial analysis before purchasing a policy suitable to meet your needs.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.
PRUActive LinkGuard is an Investment-Linked Plan (ILP) which invests in ILP sub-fund(s). Investment products are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units and the income accruing to the units (if any) may fall or rise. Past performance is not necessarily indicative of future performance.
PRUMum has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely.
A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from your Prudential Financial Representative. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).
Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums for the supplementary benefits are not guaranteed and may be adjusted based on future claims experience.
The information contain on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Representative.
The information contain on this website is for distribution in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
In case of discrepancy between the English and Mandarin versions of the product brochures, the English version shall prevail.
These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg)
Information is correct as of 16 January 2026.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
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