What is PRUActive Saver III?

 

PRUActive Saver III is a customisable insurance savings plan that will suit your unique needs, no matter if your goals are big or small, for now or for the future. You can decide how much savings you want to set aside, the savings’ duration and when your maturity payout would be. Be worry free with a plan that offers capital guaranteed with lump-sum payout at maturity1.

Benefits you can count on

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    Flexibility to choose from a wide range of premium payment terms and policy terms

    From a single to a regular premium term of 5 to 30 years and policy term ranging from 10 to 30 years.

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    Capital guaranteed upon maturity

    Your savings are safeguarded from market volatility, as we guarantee to pay back what you have invested when the plan matures.

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    Lump-sum payout at maturity

    Receive a lump-sum maturity benefit1 at the end of the policy term.

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    Financial protection against death2

    Receive lump-sum payout upon death2.

Supplementary benefits3

SimpleTerm

Enhance your protection coverage and receive a lump-sum sum assured payout in the event of death, terminal illness or total and permanent disability due to accidents in the first year, and due to any cause from the second year onwards.

No medical underwriting required.

Crisis Waiver III

Waiver of premiums4 upon diagnosis of any one of the 35 critical illness listed

Early Stage Crisis Waiver

Waiver of premiums for 5 years upon diagnosis of early stage medical conditions5 and allows a claim for a second time6

Waiver of premiums for 10 years7 upon diagnosis of intermediate stage medical conditions

Payer Security Plus

Waive the premiums of your spouse’s or child’s policy in the event of your death, total and permanent disability8 or critical illness

This benefit covers you up to the end of the premium term or when you turn 85, whichever is earlier

Useful tools and information

Check out these quick links

Important information

1On the maturity date we pay a maturity benefit in a lump sum. The maturity benefit is a percentage of the face value plus all the bonuses that we have added to the policy, less any amounts owing to us in connection with your policy. The bonuses are not guaranteed.

2The death benefit payable will be the higher of:

(1) 105% of the total premiums paid up to time of death (but not premiums for supplementary benefits [if any]) less any bonus surrendered; or

(2) 101% of the surrender value,

less any amounts owing to us.

3For single premium policy, no add-ons of additional benefit will be allowed.

4Crisis Waiver III waives the future premiums of the covered benefits up to the end of premium term or age 85, whichever is earlier.

5After the end of the early stage premium waiver period, premium payment for the covered benefits will resume, but the premiums for the Early Stage Crisis Waiver will continue to be waived.

6The second claim will waive the premium for another 5 years. This is provided the second claim is not for the same medical condition as the first claim, and it does not fall within the same category of the first early stage medical condition.

7If there was a successful claim under early stage medical conditions, the intermediate stage medical conditions benefit only waives 5 years of future premiums.

8Total and permanent disability coverage is up to the policy anniversary on which the person covered under Payer Security Plus turns 65 years old.

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Representative for a financial analysis before purchasing a policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

The information contained on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Representative.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the product brochures, the English version shall prevail.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as of 9 September 2024.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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I understand that if I am an European Union (“EU”) resident individual (i.e. my residential address is based in any of the EU countries), I can refer to Prudential Privacy Notice (which is available at https://www.prudential.com.sg/en/privacy-notice) for more information on the rights available to me under the GDPR.

By submitting this form, I confirm that I have read, understood and given my


Or give us a call: 1800 333 0333