PRUWealth Income II (USD)

¹Monthly income is made up of guaranteed and non-guaranteed cash benefit that is computed based on a percentage of face value. The face value is a notional value used to determine the guaranteed cash benefit, the non-guaranteed cash benefit and performance bonus (non-guaranteed).

²Figure shown is computed based on a percentage of face value and illustration investment rate of return of the participating fund at 6.10% p.a. At 4.25% p.a. illustration investment rate of return, the monthly income from the policy year 4 will be 1.95% p.a. and increase to 2.88% p.a. from the policy year 6 onwards. In the case where monthly income increase is deferred from policy year 6 to 11, the monthly income from policy year 11 onwards will be 3.276% p.a. 

³Interest rate is not guaranteed and is subject to change.

⁴Upon change of Life Assured or Wealth Share, the policy, including any sub-policies created, will end upon the original Life Assured reaches 380 years of age.

⁵Only allowed after premium payment term and applicable before the original Life Assured reaches 380 years of age.

⁶Change of Life Assured is only allowed after premium payment term and is subject to insurable interest with current policyowner(s), with acceptance by Prudential.

⁷Only allowed after two years from policy inception.

⁸Appointment of Secondary Life Assured is subjected to insurable interest with original policy owner(s) and acceptance by Prudential.

⁹Upon death of the Life Assured, we pay the higher of: (a) 101% of the total premiums paid (but not premiums for supplementary benefits, if any), as at the time of death, or (b) 101% of the surrender value as at the time of death, less any amounts owing to us. Upon accidental death of the Life Assured, we pay the higher of: (a) 105% of the total premiums paid (but not premiums for supplementary benefits, if any), as at the time of death, or (b) 101% of the surrender value as at the time of death, less any amounts owing to us. Any cash benefit left with us will be paid together with the death benefit.

¹⁰Only applicable during the premium payment term (for 5-year and 8-year premium payment term) or the first 5 policy years (for 3-year premium payment term) and prior to the policy anniversary immediately before your 65 years of age. This benefit will be terminated after the retrenchment benefit is paid out. The retrenchment benefit payment amount is subject to a maximum of S$100,000 for each policyowner, across all policies owned by them, that have a retrenchment benefit.

¹¹Only available for 5 and 8 premium payment term.

¹²The death, total and permanent disability and critical illness waiver coverage will expire before the policy anniversary before the person covered under Payer Security (USD) turns 60 years old, or the Life Assured turns 25 years old, or to the end of the premium payment term of the main policy, whichever event happens first. The waiver of premiums will be until the policy anniversary before the stated age.

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Representative for a financial analysis before purchasing an insurance policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

The information contained on the website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details, and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Representative.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the product brochure, the English version shall prevail.

These policies are under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

The information presented cannot be reproduced, amended or circulated in whole or in part to any other person without our prior written consent.

Information is correct as at 4 August 2026.

This advertisement has not been reviewed by the Monetary Authority of Singapore.