PRUActive ProtectPRUCancer 360PRUEarly Stage Crisis CoverPRUManPRULadyPRUActive Crisis Guard
Critical illnesses coverageYes, advanced stage conditions1, with option to add pre-critical coverageYes, cancer onlyYes, advanced and pre-critical conditions1Yes, illnesses which affect men only1Yes, illnesses which affect women only1Yes, advanced stage Cancer, Heart Attack and Stroke
Cancer coverageYesYesYesYesYesYes
Death coverageYes2Yes5Yes7NoNoYes9
Total Permanent Disability coverageNoNoNoNoNoNo
Other benefits
  • Crisis care accelerator benefit
  • Child cover benefit
  • Spouse waiver benefit
  • Additional benefit
  • Convertibility option
N.ASpecial benefit
  • Biennial medical screening
  • Medical procedures benefit
  • Reconstructive surgery or skin grafting benefit
  • Support benefit
  • Loyalty benefit
  • Biennial medical screening
  • Optional maternity coverage add-on8
  • Medical procedures benefit
  • Reconstructive surgery or skin grafting benefit
  • Support benefit
  • Loyalty benefit
  • Cancer treatment benefit10
  • ICU admission benefit11
  • Organ transplant benefit12
  • Open surgery of major organs benefit13
  • Guaranteed renewability regardless of health
  • Guaranteed convertibility to another plan
Continued coverage after claimYes, optional with Protect Plus3 or Early Protect Plus4NoYesYesYesYes
Premium waiver upon claimNoNoYes, future premiums waived after the first claim is made under the 50% Severity PayoutYes, for 36 months upon claim of at least 50% of sum assuredYes, for 36 months upon claim of at least 50% of sum assuredNo
Medical underwriting neededYesYes, only 1 health question askedYesYesYesYes
Policy term Min: 10 years
Max: Up to Age 100		5 years renewable term, with coverage up to age 1006Min: 10 years
Max: Up to Age 85		Up to before the policy anniversary preceding 65 or 75 years oldUp to before the policy anniversary preceding 65 or 75 years old5 years renewable term, with coverage up to age 7514

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I understand that if I am an European Union (“EU”) resident individual (i.e. my residential address is based in any of the EU countries), I can refer to Prudential Privacy Notice (which is available at https://www.prudential.com.sg/en/privacy-notice) for more information on the rights available to me under the GDPR.

By submitting this form, I confirm that I have read, understood and given my


Or give us a call: 1800 333 0333

Please refer to the Product Summary and Policy Document for details of the terms and conditions.

There are certain conditions such as pre-existing conditions, whereby no benefits will be payable. These are stated as exclusions in the contract. Please refer to the relevant policy contract for details. Waiting period and survival period are applicable before the critical illness benefits will be payable. Please refer to the relevant policy contract for details.

1Refer to Product Summary for full list of critical illnesses

2Upon death of the life assured, we pay 20% of the PRUActive Protect sum assured.

3Coverage restores to 100% after each critical illness claim, allowing you to make multiple claims of up to 500% of the PRUActive Protect sum assured. This 500% of the sum assured includes claims for any pre-critical stage critical illness claim under the Early Protect benefit (if this benefit is included). For the critical illness coverage to restore to 100%, the waiting period between claims for critical illnesses of different categories and same category is 12 months and 24 months respectively.

4Coverage restores to 100% after each pre-critical stage critical illness claim, allowing you to make multiple claims of up to 500% of the Early Protect sum assured. This 500% includes claims for any of the critical illnesses under the PRUActive Protect policy. For the pre-critical stage critical illness coverage to restore to 100%, the waiting period between claims for pre-critical stage critical illnesses of different category and same category is 12 months and 24 months respectively.

5Upon death of the life assured, we pay $5,000.

6Maximum renewal age is 95.

7Upon death of the life assured, we pay $3,000.

8For Maternity Cover Plus, each covered pregnancy complication and congenital illness shall be payable only once. The total sum assured payable for each benefit is up to 100% of sum assured for the type of plan.

9Upon death of the life assured, we pay 25% of the sum assured.

10Covered cancer treatments under the Cancer Treatment Benefit are chemotherapy, radiotherapy, radiation surgery or radiosurgery, targeted therapy, immunotherapy, radical surgery.

11ICU Admission Benefit will be payable upon admittance to the Intensive Care Unit (ICU) for at least 5 continuous days after undergoing surgery or suffering an infection.

12Covered organs under the Organ Transplant Benefit are bone marrow, heart, lung, liver, kidney, pancreas and intestine.

13Covered organs under the Open Surgery of Major Organs Benefit are heart, heart valves and heart vessels, brain and spinal cord, lungs and mediastinum, liver, kidneys.

14Maximum renewal age is 70 age next birthday.