PRUMumPRUFirst PromisePRUFirst Gift II
Pregnancy complications coverageFor mumYesYesYes
For babyNoNoNo
Mental wellness care coverageFor mumYes1Yes1Yes1
For babyNoNoNo
Hospital care coverageFor mum

Yes, receive up to S$400/day as hospital cash payout, up to 50 days of hospitalisation for selected conditions

 

Receive payout on hospitalisation or Intensive Care Unit admission with Hospital Care Accelerator Benefit.

 

Total payout is up to 100% of sum assured.

Yes, receive up to S$400/day as hospital cash payout, up to 50 days of hospitalisation for selected conditions

 

Receive payout on hospitalisation or Intensive Care Unit admission with Hospital Care Accelerator Benefit.

 

Total payout is up to 100% of sum assured.

Yes, receive up to S$400/day as hospital cash payout, up to 50 days of hospitalisation for selected conditions

 

Receive payout on hospitalisation or Intensive Care Unit admission with Hospital Care Accelerator Benefit.

 

Total payout is up to 100% of sum assured.

For baby

Yes, receive 2% sum assured a day, up to 25 days of hospitalisation against selected conditions2

 

Receive financial support with the Hospital Care Accelerator Benefit for serious cases of hospitalisation.

 

Total payout is up to 50% of sum assured.

Yes, receive 2% sum assured a day, up to 25 days of hospitalisation against selected conditions2

 

Receive financial support with the Hospital Care Accelerator Benefit for serious cases of hospitalisation.

 

Total payout is up to 50% of sum assured.

Yes, receive 2% sum assured a day, up to 25 days of hospitalisation against selected conditions2

 

Receive financial support with the Hospital Care Accelerator Benefit for serious cases of hospitalisation.

 

Total payout is up to 50% of sum assured.

Gestational Diabetes Mellitus (GDM) coverageFor mumYes, up to 10% sum assured payoutYes, up to 10% sum assured payoutYes, up to 10% sum assured payout
For babyNoNoNo
Congenital Illness coverageFor mumNoNoNo
For babyYes3, selected conditions up till age 3Yes3, selected conditions up till age 3Yes3, selected conditions up till age 3
Health coverageFor mumNoNoNo
For baby

Yes, from 14 – 90 days after birth

 

Option to sign up with a PRUShield Plus or PRUShield Standard plan within 14 to 90 days from birth without medical underwriting under specified conditions4

Yes, from 14 – 90 days after birth

 

Option to sign up with a PRUShield Plus or PRUShield Standard plan within 14 to 90 days from birth without medical underwriting under specified conditions4

Yes, from 14 – 90 days after birth

 

Option to sign up with a PRUShield Plus or PRUShield Standard plan within 14 to 90 days from birth without medical underwriting under specified conditions4

Death coverageFor mumYes, up to 4 yearsYes, up to 4 yearsYes, up to 4 years
For babyYes, up to 4 years4 years covered by PRUMum. Upon the transfer of PRUActive Life III from mum to baby, baby will be covered for whole of life4 years covered by PRUMum. Upon the transfer of PRUActive LinkGuard from mum to baby, baby will be covered for whole of life
Coverage termFor mum4 years4 years4 years
For baby4 years4 years covered by PRUMum. Upon the transfer of PRUActive Life III from mum to baby, baby will be covered for whole of life4 years covered by PRUMum. Upon the transfer of PRUActive LinkGuard from mum to baby, baby will be covered for whole of life
BundleFor mumNoPRUActive Life III coverage against death and Terminal IllnessPRUActive LinkGuard coverage against death, Terminal Illness and Total and Permanent Disability
For babyNoTransfer of PRUActive Life III from mum to baby without underwriting5, providing baby comprehensive protection against Death, Terminal Illness and Total and Permanent DisabilityTransfer of PRUActive LinkGuard from Mum to baby without underwriting5 providing baby comprehensive protection against Death, Terminal Illness and Total Permanent Disability, while also accumulating wealth for its future needs.

Need help choosing a plan?

We know insurance isn’t that simple. Reach out and our Financial Representative will be in touch to assist you.

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By submitting this form, I confirm that I have read, understood and given my


Or give us a call: 1800 333 0333

I understand that if I am an European Union (“EU”) resident individual (i.e. my residential address is based in any of the EU countries), I can refer to Prudential Privacy Notice (which is available at https://www.prudential.com.sg/en/privacy-notice) for more information on the rights available to me under the GDPR.

By submitting this form, I confirm that I have read, understood and given my


Or give us a call: 1800 333 0333

Please refer to the Product Summary and Policy Document for details of the terms and conditions.

1Up to S$200 for psychological consultations and 5% of sum assured for Postpartum Depression diagnosis.

2Applicable to Multiple birth pregnancy with 50% Sum Assured per life.

3Applicable to Multiple birth pregnancy, up to 100% Sum Assured per life.

4The Health Cover for Child does not cover congenital illnesses or pre-existing conditions, which refers to any health issue the baby had before getting the eligible PRUShield plan. This includes symptoms or signs that the baby received medical treatment, medication, consultation, advice, or diagnosis for, or that would have made a sensible person seek medical help. For instance, if a baby was born with a cleft lip, any related expenses will not be covered, but other conditions which are not pre-existing will be considered. All other terms and conditions as stated in the eligible PRUShield policy document will apply. It’s important to note that the cover can only be applied within 14 to 90 days after the baby’s birth, and if the baby is not hospitalised during the application. Please refer to the PRUMum Product Summary for the full terms and conditions.

5Applicable only when it is done within 60 days from child's date of birth.