What is PRUVital Cover?

 

  • Premium term plan that provides coverage, even with existing medical conditions.
  • Takes care of your protection needs and helps to lighten your financial burden during unforeseen events.

Benefits you can count on

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    Simplified Underwriting

    No medical examination.

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    Death and Terminal Illness

    Coverage up to S$500,000 and premium guaranteed throughout the policy term.

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    Critical Illness Coverage and Waiver Options

    Optional coverage for 5 critical illnesses1 and premium waiver upon diagnosis of any one of the 5 critical illnesses.

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    Optional Coverage for Disability2

    Covers you up to age 70.

Useful tools and information

Check out these quick links

Important information

1Vital Crisis Care and Vital Crisis Waiver only covers for 5 Critical Illnesses: Blindness (Irreversible Loss of Sight), Stroke with Permanent Neurological Deficit, End Stage Kidney Failure, Heart Attack of Specified Severity and Major Cancer.

2Vital Cover Disability is an optional Accelerated Disability Benefit which provides coverage against total and permanent disability up to age 70 or the policy term of main policy, whichever is lower.

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums for some of the supplementary benefits are not guaranteed and may be adjusted based on future claims experience.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is for distribution in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the product brochures, the English version shall prevail.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as of 7 February 2025.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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Or give us a call: 1800 333 0333

I understand that if I am an European Union (“EU”) resident individual (i.e. my residential address is based in any of the EU countries), I can refer to Prudential Privacy Notice (which is available at https://www.prudential.com.sg/en/privacy-notice) for more information on the rights available to me under the GDPR.


Or give us a call: 1800 333 0333