PRUActive Life VPRUActive LinkGuardPRULife Vantage
Achiever Prime Series
Death CoverageYesYesYes, higher coverage with Multiplier Benefit1 for death and terminal illness until age 85 or 100
Total Permanent Disability coverageYes, for whole of lifeYesOptional add-on
Critical Illness coverageOptional add-on2Optional add-on3No
Cancer coverageYes, as part of optional add-on2Yes, as part of optional add-on3No
Covers existing conditionsNoNoNo
Continued coverage after claimYes, unless a claim has been paid out for death (or the full acceleration of the death benefit)NoNo
Payment term5 to 35 yearsWhole of lifeOne-time or regular payments across 3 to 30 years4
MultiplierChoice of 2X, 3X, 4X or 5X multiplier benefit factor, until age of 65, 70, 75 or 80, covering Death, Terminal Illness, Total and Permanent Disability5Twice as much protection against Death, Terminal Illness and Total Permanent Disability before age 506With higher protection against death and terminal illness through Multiplier Benefit1 up to age 85 or 100

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I understand that if I am an European Union (“EU”) resident individual (i.e. my residential address is based in any of the EU countries), I can refer to Prudential Privacy Notice (which is available at https://www.prudential.com.sg/en/privacy-notice) for more information on the rights available to me under the GDPR.

By submitting this form, I confirm that I have read, understood and given my


Or give us a call: 1800 333 0333

Please refer to the Product Summary and Policy Document for details of the terms and conditions.

1On death or terminal illness of the life assured

(a) before Multiplier Benefit expiry age 85 or 100, we pay the higher of:

(i) The sum assured for death plus all non-guaranteed bonuses; or

(ii) The Multiplier Benefit, less any amounts owing to us.

(b) after Multiplier Benefit expiry age 85 or 100, we pay the sum assured for death plus all non-guaranteed bonuses, less any amounts owing to us.

(c) Multiplier Benefit expiry age 100 option is not applicable to PRULife Vantage Achiever Prime (USD) and PRULife Vantage Achiever Prime II (SGD) Regular Premium.

2Crisis Care (PRUActive Life V) is an accelerated Critical Illness Benefit, which provides financial protection upon diagnosis of any one of the 64 Critical Illnesses. Early Crisis Care (PRUActive Life V) is an accelerated benefit which provides financial protection upon diagnosis against pre-critical medical conditions. Early Crisis Care (PRUActive Life V) can only be added to PRUActive Life V if Crisis Care (PRUActive Life V) is added to PRUActive Life V.

3Early Crisis Care and Crisis Care are unit-deducting supplementary benefits which provide lump-sum payouts accelerated from the death coverage upon diagnosis of any one of the covered medical conditions, together offering financial protection against these medical conditions from early stages to the intermediate and critical stages. Early Crisis Care can only be added to PRUActive LinkGuard if Crisis Care is added to PRUActive LinkGuard. Early Crisis Protect and Crisis Protect are unit-deducting supplementary benefits which provide additional lump-sum payouts upon diagnosis of any one of the covered medical conditions, together offering financial protection against these medical conditions from early stages to the intermediate and critical stages. Early Crisis Protect can only be added to PRUActive LinkGuard if Crisis Protect is added to PRUActive LinkGuard. Please note that you can either add Crisis Care or Crisis Protect but not both.

4Regular premium payment of 3 to 30 years apply to USD denominated policies. For SGD denominated policies, only a premium paying term of 5 years is applicable.

5Multiplier Benefit is applicable only if you choose to have this benefit when you purchase the plan. You may choose Multiplier Benefit factors of 2x, 3x, 4x or 5x and Multiplier Benefit Age of 65, 70, 75 or 80. This will apply to PRUActive Life V and its attached Early Crisis Care and Crisis Care supplementary benefits. Multiplier Benefit for accidental death continues beyond the Multiplier Benefit age with a 10% stepdown each year for 5 years starting from the MB age and then locking in at 50% of its multiplied coverage for life.

6Optional to retain the Multiplier Benefit throughout the policy term.

7On death or terminal illness of the life assured, before Multiplier Benefit expiry age 85 or 100, we pay the higher of: The sum assured for death plus all non-guaranteed bonuses or The Multiplier Benefit, less any amounts owing to us. Multiplier Benefit is the minimum sum of benefit payout for death and terminal illness before the multiplier expiry age of 85 or 100. Multiplier expiry age of 100 is not applicable for regular premium plans.