What is PRUWealth Income?

 

Your well-being is as important as caring for your loved ones to lead a fulfilling life.

As you redefine your life’s roadmap, you could reset to focus on yourself and your personal goals. Whether it’s to enrich your lifestyle or embark on a passion project, you want your income to sustain your aspirations while meeting life’s other needs. Now you can have peace of mind, regardless of market conditions, with your finances well planned and managed.

Introducing PRUWealth Income, a single premium participating whole life insurance plan that enables you to enjoy a lifetime of monthly income from as early as the second policy year, with the opportunity to grow your wealth at a stable pace and provides you with financial protection against life’s unforeseen events.

You also have the flexibility to choose a plan denominated in Singapore or United States Dollar.

Live up to your aspirations today without compromise!

Benefits you can count on

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    Enjoy a lifetime of monthly income

    Receive monthly cash benefit1 from as early as second policy year and the payout increases from fourth policy year onwards.

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    Financial protection for you and your loved ones

    Get life coverage against death2 and accidental disability3, and receive a one-time retrenchment benefit payout4 in the event of job loss.

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    Opportunity to accumulate more for growth

    Option to accumulate your monthly cash benefit with an interest rate5 and withdraw it anytime you need.

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    Preserve and grow your legacy uninterrupted

    Transfer your wealth to your loved ones seamlessly during your lifetime with Wealth Share6 feature while accumulating wealth.

Useful tools and information

Check out these quick links

Important information

1Monthly cash benefit is computed based on a percentage of single premium paid.

2Upon death of the life assured, we pay the higher of: (a) 101% of single premium, or (b) 101% of the surrender value as at the time of death, plus any cash benefit left with us, less any outstanding amount payable.

Upon accidental death of the life assured, we pay the higher of: (a) 105% of single premium, or (b) 101% of the surrender value as at the time of death, plus any cash benefit left with us, less any outstanding amount payable.

3If the life assured becomes disabled because of an accident before age 70, we pay the higher of: (a) 105% of single premium, or (b) 101% of the surrender value as at the date the life assured was certified to be disabled due to an accident, plus any cash benefit left with us, less any outstanding amount payable.

4Only applicable during the first 5 policy years and prior to the policy anniversary immediately before your 65 years of age. This benefit will be terminated after the retrenchment benefit is paid out. The retrenchment benefit payment amount is subject to a maximum of S$100,000 for each policyowner, across all policies owned by them, that have a retrenchment benefit.

5Interest rate is not guaranteed and is subject to change.

6Only available for PRUWealth Income (USD) and applicable within the period before the original life assured's age of 130 years.

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Representative for a financial analysis before purchasing an insurance policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Representative.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the product brochures, the English version shall prevail.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as at 1 October 2025.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

We’re here to help

Start your financial planning journey with us today. Our Financial Representative will be in touch to assist you.

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I understand that if I am an European Union (“EU”) resident individual (i.e. my residential address is based in any of the EU countries), I can refer to Prudential Privacy Notice (which is available at https://www.prudential.com.sg/en/privacy-notice) for more information on the rights available to me under the GDPR.

By submitting this form, I confirm that I have read, understood and given my


Or give us a call: 1800 333 0333