PRUVital Cover
Life Protection | Term Life Insurance

PRUVital Cover

A regular premium term plan, PRUVital Cover provides coverage even if you have existing medical conditions such as Type 2 diabetes, high cholesterol, high blood pressure or high body mass index. Simplified underwriting - no medical examination required.

What is PRUVital Cover?

  • Premium term plan that provides coverage, even with existing medical conditions
  • Takes care of your protection needs and helps to lighten your financial burden during unforeseen events
  • Provides cover for Type 2 diabetes, high body mass index, high blood pressure and cholesterol

Important Information


1Vital Crisis Care and Vital Crisis Waiver only covers for 5 Critical Illnesses: Blindness (Irreversible Loss of Sight), Stroke with Permanent Neurological Deficit, End Stage Kidney Failure, Heart Attack of Specified Severity and Major Cancer.

2Vital Cover Disability is an optional Accelerated Disability Benefit which provides coverage against total and permanent disability up to age 70 or the policy term of main policy, whichever is lower.

Additional Notes

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums for some of the supplementary benefits are not guaranteed and may be adjusted based on future claims experience.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is for distribution in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the product brochures, the English version shall prevail.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites ( or or

Information is correct as of 1 October 2021.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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