Wealth Accumulation | Investment

PRUVantage Assure Series

An innovative and flexible investment-linked plan that protects and grows your wealth, PRUVantage Assure Series can help you keep up with the changing times.
Invest now and enjoy promotion bonus units* and Welcome Bonus of up to 74.0%.
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What is PRUVantage Assure Series?

While accumulating wealth is key to reaching your financial goals, keeping it safeguarded is essential to ensure financial security for you and your loved ones in times of need.

PRUVantage Assure Series allows you to invest and protect your wealth at the same time. Weather unexpected life events without compromising your lifestyle and the success you have achieved.

The Wealth Assure feature locks in coverage1 at the highest point of your policy value2, protecting you from market downturns in the event of death or accidental disability3. With your wealth secured, you can focus on maximising new opportunities to grow your wealth with our suite of curated PRULink funds. Don’t let unexpected changes hold you back. Choose PRUVantage Assure Series, a plan made for change.

Supplementary benefits



Crisis Waiver III
  • Waiver of premiums9 upon diagnosis of any one of the 35 critical illnesses listed

Early Stage Crisis Waiver
  • Waiver of premiums for 5 years upon diagnosis of early stage medical conditions10 and allows a claim for a second time11
  • Waiver of premiums for 10 years12 upon diagnosis of intermediate stage medical conditions

    • Payer Security Plus
      • Waive the premiums of your spouse’s or child’s policy in the event that death, total and permanent disability13 or critical illness should strike you
      • This benefit covers you up to the end of the premium term or when you turn 85, whichever is earlier

Important Information

About PRULink Funds

PRUVantage Assure Series allows you to have access to our suite of expert-managed PRULink Funds.

Choose funds aligned to your risk appetite and preferences, and make unlimited fund switches as your risk profile or financial goals change.

To find out more about PRULink Funds, click here.


PRUVantage Assure Series consist of PRUVantage Assure (SP), a Single Premium plan and PRUVantage Assure II, a Regular Premium plan.


We pay the highest of:
    (a) the Sum Assured;
    (b) the Wealth Assure Value; or
    (c) the account value from the Initial Investment Account (IIA) for Single Premium plan or Growth and/or Flex Account for Regular Premium plan,
plus the account value from the Additional Investment Account, less any outstanding amount payable and withdrawals.

PRUVantage Assure II’s Wealth Assure Value is subject to a maximum of S$20m or 3 times of lifetime premium per policy, whichever is higher.


Refers to the account value of IIA for Single Premium plan or total account value of Growth and/or Flex Account for Regular Premium plan, adjusted for changes in the benefits or partial withdrawals, if any.


Coverage ends on the policy anniversary before the life assured turns 70.


Any dividends distributed in the Growth Account will automatically be reinvested in the first 10 years. Not guaranteed and is based on distribution rate and frequency of the chosen PRULink Funds.


Administration charge and payment duration varies for Single Premium and Regular Premium plan. Based on the latest IIA Value for Single Premium plan, or the latest Growth and/or Flex Account Value for Regular Premium plan.


Only applies to Regular Premium plan, awarded in the form of additional units allocated in the first three years.


Loyalty Bonus percentage and payout frequency varies for Single Premium and Regular Premium plan.


Only applies to Regular Premium plan and for 130 years from first premium due date of original policy.


Crisis Waiver III waives the future premiums of the covered benefits up to the end of premium term or age 85, whichever is earlier.


After the end of the Early Stage Premium Waiver Period, premium payment for the covered benefits will resume, but the premiums for the Early Stage Crisis Waiver will continue to be waived.


The second claim will waive the premium for another 5 years. This is provided the second claim is not for the same medical condition as the first claim, and it does not fall within the same category of the first early stage medical condition.


If there was a successful claim under early stage medical conditions, the Intermediate Stage Medical Conditions Benefit only waives 5 years of future premiums.


Total and permanent disability coverage is up to the policy anniversary on which the person covered under Payer Security Plus turns 65 years old.

Additional Notes

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Representative for a financial analysis before purchasing a policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

PRUVantage Assure Series are Investment-Linked Plans (ILPs) which invest in ILP sub-fund(s). Investment products are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units and the income accruing to the units (if any) may fall or rise. Past performance is not necessarily indicative of future performance.

If you choose an ILP sub-fund that aims to distribute dividends on a regular basis, please note that the distribution of dividends is at the discretion of the underlying fund’s Board of Directors, Manager and/or Prudential Singapore, and is not guaranteed. The distribution of dividends may be effectively paid out of capital, which will reduce the net asset value of the fund which is used to calculate the fund’s unit price and the surrender value of the policy.

A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from your Prudential Financial Representative. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums for the supplementary benefit are not guaranteed and may be adjusted based on future claims experience.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Representative.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the product brochures, the English version shall prevail.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as of 8 July 2024.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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