Core plans

  • Protect your employees from the financial impact of unforeseen illnesses and accidents.

  • Choose your group protection plan according to your organisation’s needs from a comprehensive selection of plan types (including Work Pass and S Pass holders).

Group Foreign Worker Medical Insurance

The Group Foreign Worker Medical Insurance product meets the following Ministry of Manpower's (MOM) enhanced medical insurance requirements:

  • Annual claim limit of at least S$60,000, inclusive of a first-dollar cover of S$15,000

  • Exclusions are in line with MOM's list of allowable exclusions1

  • Insurers will reimburse portion of the hospital bill to hospitals directly upon admissibility of the medical claim1

1 Implemented on/after 1st July 2025 in accordance with MOM's Stage 2 requirement under enhanced MI for Work Permit and S Pass Holders

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