PRUActive TermPRUVital Cover
Death coverageYes1, up to age 1002Yes
Total Permanent Disability coverageYes1, up to age 702Optional up to age 704
Terminal Illness coverageYes1, up to age 1002Yes
Critical illnesses coverageOptional add-on3Optional add-on5
Cancer coverageYes, as part of optional add-on3Yes, as part of optional add-on5
Covers existing conditionsNoYes
Continued coverage after claimNoNo
Payment term5 to 82 yearsSame as coverage term
Policy termBetween 10 to 82 yearsMin: 10 years
Max: Up to age 80
Medical examination requiredYesNo

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I understand that if I am an European Union (“EU”) resident individual (i.e. my residential address is based in any of the EU countries), I can refer to Prudential Privacy Notice (which is available at https://www.prudential.com.sg/en/privacy-notice) for more information on the rights available to me under the GDPR.

By submitting this form, I confirm that I have read, understood and given my


Or give us a call: 1800 333 0333

Please refer to the Product Summary and Policy Document for details of the terms and conditions.

1PRUActive Term provides coverage against death, terminal illness and total and permanent disability during the policy term. The life assured can only claim either death, terminal illness or total and permanent disability and not all. The total and permanent disability benefit ends on the policy anniversary before the life assured attains age 70.

2Based on age at next birthday.

3Crisis Care III (PRUActive Term) is a supplementary benefit, which offers financial protection against the diagnosis of any one of the 36 listed Critical Illnesses. It also provides a Special Benefit for Diabetic Complications. Early Stage Crisis Cover is a supplementary benefit, which offers financial protection against medical conditions from its early stages to the intermediate and critical stages, and it also provides a Premium Waiver benefit.

4Vital Cover Disability is an optional Accelerated Disability Benefit which provides coverage against total and permanent disability up to age 70 or the policy term of main policy, whichever is lower.

5Vital Crisis Care and Vital Crisis Waiver only covers for 5 Critical Illnesses: Blindness (Irreversible Loss of Sight), Stroke with Permanent Neurological Deficit, End Stage Kidney Failure, Heart Attack of Specified Severity and Major Cancer.