PRULifetime Income Plus

¹Death Benefit will be the higher of (i) 101% of total premiums paid (excludes premiums paid for supplementary benefits (if any)); or (ii) 101% of the surrender value as at the time of death, plus any cash benefit left with us, less any amounts you owe us.

If death is due to an accident, the Accidental Death Benefit will be the higher of (i) 105% of total premiums paid (excluding premiums paid for supplementary benefits (if any)); or (ii) 101% of the surrender value as at the time of death, plus any cash benefit left with us, less any amounts you owe us.

²When there is no change in life assured.

³The interest rate is not guaranteed and is subject to change.

⁴Waiting period of 90 days applies. Payable during the premium payment term when the policyowner is retrenched and remains unemployed for 30 continuous days from the date of retrenchment before turning 65 years old. The retrenchment benefit payment amount is subject to a maximum of S$100,000 for each policyowner, across all policies owned by them, that have a retrenchment benefit.

⁵After the end of the early stage premium waiver period, premium payment for the covered benefits will resume, but the premiums for the Early Stage Crisis Waiver will continue to be waived.

⁶The second claim will waive the premium for another 5 years. This is provided the second claim is not for the same medical condition as the first claim, and it does not fall within the same category of the first early stage medical condition.

⁷If there was a successful claim under early stage medical conditions, the Intermediate Stage Medical Conditions Benefits only waives 5 years of future premiums.

⁸Total and permanent disability coverage is up to the policy anniversary on which the person covered under Payer Security Plus turns 65 years old.

⁹The waiver of premiums will be until the policy anniversary before the stated age.

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Representative for a financial analysis before purchasing a policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Representative.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the product brochures, the English version shall prevail.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as at 1 October 2025.

This advertisement has not been reviewed by the Monetary Authority of Singapore.