Early-bird Promotion

Sign up for PRUActive Family Care by 31 October and enjoy 15% off your first-year premium, plus receive a complimentary 95 Imperial Herbal Diaphoretic Therapy Package worth up to S$399.

Terms and conditions apply.

What is PRUActive Family Care?

You're the one your family counts on, whether that means supporting children as they grow, caring for parents as they age, or both at once. That care can be a weight to carry, especially when a serious diagnosis doesn't stay contained to one person, and the impact reaches the whole family.

There’s where PRUActive Family Care comes in — the first plan1 that brings together whole-of-life protection and comprehensive critical illness cover, with built-in protection for your parents, so you don't have to carry that weight alone.

Benefits you can count on

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    Whole-of-life protection2

    Permanent protection for Death, Terminal Illness, Total and Permanent Disability.

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    Your parents, protected in one plan

    Parent Guard Benefit is built into your plan, providing embedded protection for your parents until Age 1003, with no separate application or medical underwriting required.

    • Diagnosis Support4: receive a payout on diagnosis of Alzheimer's Disease, Severe Dementia, Idiopathic Parkinson's Disease or Progressive Supranuclear Palsy 
      Parents can be diagnosed in Singapore, Malaysia, China (limited to class 3 hospitals in designated cities), Australia and nine more countries and regions5. For the full list of designated cities in China, please refer to the Parent Guard Benefit Covered Countries List available under Download Documents.
    • Income Support6: receive monthly income support during recovery
    • Accidental Fracture Hospital Income7: receive an additional daily income payout during hospitalisation
    • Family Support8: receive a payout when a parent passes away

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    Comprehensive Critical Illness protection

    Strengthen your coverage with supplementary benefits offering protection across 182 conditions.

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    Extra protection when it matters most

    Multiply your coverage9 by up to five times until age 80.

    Boosted coverage for accidental death10 continues beyond the Multiplier Benefit age, reducing gradually over 5 years before locking in at 50% of its multiplied coverage for life.

Supplementary benefits

Crisis Care11 provides financial support for:

  • 64 severe stage critical illnesses
  • Intensive Care Unit (ICU) admission of 3 days after a vital organ surgery12

Early Crisis Care11 provides financial support for 91 pre-critical medical conditions and additional payouts for:

  • 16 Juvenile Conditions13
  • 7 Special Conditions14
  • 4 Mental Illness Conditions15

Value added services

Recovery doesn’t stop when treatment or hospitalisation ends. As a policyholder, you can access a range of services at preferred rates for yourself, your child and your parents.

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    Physiotherapy

    Rebuild strength and movement after a diagnosis, injury or procedure.

    Learn more
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    Chiropractic Care

    Care focused on the spine, joints and musculoskeletal system to support mobility and physical wellbeing.

    Learn more
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    Osteopathy

    Hands-on care to support mobility and physical function.

    Learn more
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    Traditional Chinese Medicine (TCM)

    Holistic treatment that supports the body’s balance and addresses the underlying causes of discomfort.

    Learn more
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    Home Care and Medical Services

    Get 15% off Jaga-Me, a professional nursing and caregiving service to support a more comfortable recovery at home. Specially for PRUActive Family Care customers as well as their children and parents. Click here to find out how to redeem.

    Terms and Conditions apply.

    Learn more

Important information


1 As of 6 October 2026, among whole life insurance plans in Singapore where Parent Guard Benefit is an embedded benefit.

2 Medical underwriting required for Life Assured.

3 Parent Guard Benefit will end once (i) the Policyholder reaches age 80, or (ii) the parent(s) of Policyholder reaches age 100, whichever is earlier.

4 This benefit may be claimed once only, and for one parent only, subject to Parent Guard sum assured and the limit per parent.

5 Diagnosis must be provided by a registered medical practitioner in one of the following: Singapore, Australia, Brunei Darussalam, Canada, China (limited to class 3 hospitals in designated cities), Hong Kong, Macau, Malaysia, New Zealand, Taiwan, United Arab Emirates (Abu Dhabi and Dubai), United Kingdom, United States. For the full list of designated cities in China and eligible hospitals, please refer to the Parent Guard Benefit Covered Countries List.

6 This benefit may be claimed once for each parent, subject to Parent Guard sum assured and the limit per parent.

7 This benefit may be claimed multiple times for each parent, subject to Parent Guard sum assured and the limit per parent.

8 This benefit may be claimed once for each parent, subject to Parent Guard sum assured and the limit per parent.

9 Multiplier Benefit is applicable only if you choose to have this benefit when you purchase the plan. You may choose Multiplier Benefit factors of 2x, 3x, 4x or 5x and Multiplier Benefit Age of 65, 70, 75 or 80. This will apply to PRUActive Family Care and its attached Early Crisis Care and Crisis Care supplementary benefits.

10 The accidental death must happen within 90 days of the accident, otherwise, we will pay the sum assured for death plus all the bonuses that we have added to the policy less any amounts owing to us.

11 A payout of the Critical Illness Benefit or the Crisis Care Accelerator Benefit under Crisis Care, and the Pre-Critical Medical Conditions benefit under Early Crisis Care, will reduce the sum assured of the supplementary benefit and the PRUActive Family Care policy accordingly. This could result in a termination of the supplementary benefit and the PRUActive Family Care policy. Please refer to the product summary for more details.

12 Applicable only when insured undergoes surgery of any of the vital organs (heart, lung, brain, kidney, liver) as a result of illness or accident and as a result of the surgery, the insured is admitted to ICU for 3 or more consecutive days. Excluding surgery due to organ donation. Subject to a cap of S$100,000 per life assured. Only 1 claim is payable per policy.

13 Each Juvenile Medical Condition is only payable once. Up to 4 different Juvenile Medical Conditions payable. We pay up to S$250,000 per life and diagnosis must happen below age 18.

14 Each Special Medical Condition is only payable once. Up to 3 different Special Medical Conditions payable. We pay up to S$150,000 per life and up to S$25,000 for benign tumour requiring surgical excision. Diagnosis must happen below age 85.

15 Payable only for one mental illness condition claim, regardless of the number of mental illness conditions diagnosed. Up to S$25,000 per life and claim must happen before age 75.

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Representative for a financial analysis before purchasing a policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums for some of the supplementary benefits are not guaranteed and may be adjusted based on future claims experience.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Representative.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the product brochures, the English version shall prevail.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as at 6 October 2026.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

  • PRUActive Family Care policyholders enjoy 15% off Jaga-Me's prevailing retail rates.
  • Policyholder verification is required prior to booking.
  • Bookings must be made under the policyholder's name and are non-transferable.
  • All services are subject to availability.
  • The discount applies to Jaga-Me service fees only and does not apply to additional charges such as overtime fees, urgent booking fees, cancellation fees, additional consumables used, or other miscellaneous charges that may arise during service delivery

We’re here to help

Start your financial planning journey with us today. Our Financial Representative will be in touch to assist you.

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Or give us a call: 1800 333 0333

I understand that if I am an European Union (“EU”) resident individual (i.e. my residential address is based in any of the EU countries), I can refer to Prudential Privacy Notice (which is available at https://www.prudential.com.sg/en/privacy-notice) for more information on the rights available to me under the GDPR.


Or give us a call: 1800 333 0333