Legacy Planning

PRULifetime Income Premier (USD)

Build a financially secured future for yourself and across generations with PRULifetime Income Premier (USD), a single premium whole life insurance savings plan.

What is PRULifetime Income Premier (USD)?


Your future is important, and so is the future of your family and children. As much as you want to provide for their immediate well-being, you want to protect them even in the years to come.

A single premium whole life insurance savings plan helps you to build towards your secure financial future that lasts across generations – plan a comfortable retirement, support your children’s needs or leave a lasting legacy.

Key Benefits

monthly income
Cash benefit1 payout to supplement your finances
Enjoy a lifetime regular income starting from 2nd policy anniversary for as long as the life assured lives1 or have the choice to accumulate to earn higher returns2.
policy continuity
Wealth transfer
Benefits up to 3 generations.
death benefit
Protect against life’s unexpected events
Coverage for death3 or disability arising from an accident4.
easy application
Hassle free application
No medical underwriting5.

Useful tools and Information

Check out these quick links
Needs Analysis Calculator
Needs Analysis Calculator
FAQs
FAQs

Important Information

Footnotes

1

The cash benefit is made up of a guaranteed and non-guaranteed portion which will be paid out from the 5th and 2nd policy anniversary, respectively.

2

The annual interest rate is non-guaranteed and is subject to change when you choose to accumulate.

3

Upon death of the life assured, we pay the higher of:

  • 105% of single premium; or
  • 101% of the surrender value as at the date the life assured was certified to be totally and permanently disabled due to an accident;

plus any cash benefit left with us, less any amounts you owe us.

4

If the life assured becomes totally and permanently disabled because of an accident before life assured turns 70 years old, we pay the higher of:

  • 105% of single premium; or
  • 101% of the surrender value as at the date the life assured was certified to be totally and permanently disabled due to an accident;

plus any cash benefit left with us, less any amounts you owe us.

5

Medical check-ups or answering health-related questions may be required if an optional supplementary benefit is added, or if the total premiums for selected plans per life assured issued in the past 24 months exceed S$15 million (or equivalent). Selected plans will be reviewed and determined by us from time to time.

Additional Notes

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

Foreign currency policies (e.g. USD) are subject to foreign exchange risk.

The information contained on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the product brochures, the English version shall prevail.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as of 13 December 2023.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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