Wealth Accumulation | Savings

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What is PRULifetime Income Plus


Future-proof your financial wellbeing and live your life to its fullest.

There is no secret to success. It is a result of preparation, hard work and not leaving things to chance. No one understands this better than you.

PRULifetime Income Plus is a single premium participating whole life insurance plan that provides you a lifetime of regular monthly cash benefit as well as coverage against death3 and accidental disability, enabling you to plan for yourself and your loved ones without compromise.

Important Information

Footnotes

1When there is no change in life assured

2The cash benefit accumulation interest rate is non-guaranteed and may subject to changes

3Death Benefit will be the higher of (i) 101% of single premium; or (ii) 101% of the surrender value as at the time of death, plus any cash benefit left with us, less any amounts you owe us. If death is due to an accident, the Accidental Death Benefit will be the higher of (i) 105% of single premium; or (ii) 101% of the surrender value as at the time of death, plus any cash benefit left with us, less any amounts you owe us.

Additional Notes

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the e-Brochures, the English version shall prevail.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as at 22 October 2021.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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