What is PRULifetime Income Plus?
Future-proof your financial wellbeing and live your life to its fullest.
There is no secret to success. It is a result of preparation, hard work and not leaving things to chance. No one understands this better than you.
PRULifetime Income Plus empowers you to live life to its fullest and ensures that your loved ones are provided for. It is a participating whole life insurance plan that provides you a lifetime of regular monthly cash benefits, as well as coverage against death1 and other protection benefits, enabling you to plan for yourself and loved ones without compromise. You can choose to pay regular premium of 4 or 10 years while enjoying a lifetime of coverage.
Early Stage Crisis Waiver
- Waiver of premiums for 5 years upon diagnosis of early stage medical condition5 and allows a claim for a second time6
- Waiver of premiums for 10 years7 upon diagnosis of intermediate stage medical conditions
Crisis Waiver III
- Waiver of premiums5 upon diagnosis of any one of the 35 critical illnesses listed
Payer Security Plus
- Waive the premiums of your spouse’s or child’s policy in the event of death, total and permanent disability8 or critical illness
- This benefit covers you up to the end of the premium term or when you turn 85, whichever is earlier9
You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.
The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.
The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
In case of discrepancy between the English and Mandarin versions of the e-Brochures, the English version shall prevail.
These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Information is correct as at 3 April 2023.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
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