What is PRULink InvestGrowth?
PRULink InvestGrowth is an investment-linked plan that lets you take control of your investment at every stage. You can make adjustments to your investment such as changing the premium amounts and choice of funds and making withdrawals without penalty.
It is available in single premium and recurrent single premium (RSP) payment options and you can also choose to invest your funds using CPF-Ordinary Account, CPF-Special Account, Supplementary Retirement Scheme1(SRS) or cash.
Steer your investments to accelerate your returns and grow your wealth with confidence.
1If you bought your policy using Supplementary Retirement Scheme (SRS) funds, your policy is subject to the terms and conditions of the SRS. All payments made will be according to the terms and conditions of the SRS.
2Subject to the minimum top-up amount of S$2,000.
3Subject to the minimum withdrawal amount of S$1,000.
4Subject to the requirement on minimum recurrent single premium amount.
5The minimum value of units that can be switched for PRULink plans is S$200.
6The total premiums paid plus top-ups less withdrawals, if any.
Terms and conditions apply. Please refer to Product Summary for more information.
You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.
PRULink InvestGrowth is an Investment-Linked Plan (ILP) which invests in ILP sub-fund(s). Investment products are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units and the income accruing to the units (if any) may fall or rise. Past performance is not necessarily indicative of future performance. A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from your Prudential Financial Consultant. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).
If you choose an ILP sub-fund that aims to distribute dividends on a regular basis, please note that the distribution of dividends is at the discretion of the underlying fund’s Board of Directors, Manager and/or Prudential Singapore, and is not guaranteed. The distribution of dividends may be effectively paid out of capital, which will reduce the net asset value of the fund which is used to calculate the fund’s unit price and the surrender value of the policy.
This information contained on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.
This information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore. In case of discrepancy between the English and Mandarin versions of this brochure, the English version shall prevail.
These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Information is correct as of 1 October 2021.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
4 tips for young adults to start planning for their retirement
When it comes to planning for your retirement, it is never too early to start!