Compare among 5
Investment-linked Plans
- S$10,000 p.a. for 5 years
- S$5,000 p.a. for 10 years
- S$3,600 p.a. for 15 years
- S$2,400 p.a. for 20 years
- S$1,800 p.a. for 25 years
- S$50,000 for single premium
100% into Initial Investment Account for Single premium plan
- Monthly Assurance Charge
- Monthly Administration Charge for limited years
- Premium Charge for top-up premium via Investment Booster (Lump Sum)
- S$60,000 p.a. for 3 years
- S$36,000 for 5 years
- S$24,000 for 10 years
- S$18,000 for 15 years
- S$15,000 for 20 years
- Monthly Administration Charge for limited years
- Premium Charge for top-up premium via Investment Booster (Lump Sum)
- US$36,000 p.a. for 5 years
- US$24,000 p.a. for 10 years
- US$18,000 p.a. for 15 years
- US$15,000 p.a. for 20 years
- US$12,000 p.a. for 25 years
- Monthly Administration Charge for limited years
- Premium Charge for top-up premium via Investment Booster (Lump Sum)
- S$/US$36,000 p.a. for 5 years
- S$/US$24,000 p.a. for 10 years
- S$/US$18,000 p.a. for 15 years
- S$/US$15,000 p.a. for 20 years
- S$/US$12,000 p.a. for 25 years
- Monthly Assurance Charge
- Monthly Administration Charge for limited years
- Premium Charge for top-up premium via Investment Booster (Lump Sum)
Footnotes
Please refer to the Product Summary and Policy Document for details of the terms and conditions.
*PRUVantage Assure Series consist of PRUVantage Assure (SP), a Single Premium plan and PRUVantage Assure II, a Regular Premium plan.
1We pay the highest of:
(a) the Sum Assured;
(b) the Wealth Assure value; or
(c) the account value from the Initial Investment Account (IIA) for Single Premium plan or Growth and/or Flex Account for Regular Premium plan,
plus the account value from the Additional Investment Account, less any outstanding amount payable and withdrawals.
PRUVantage Assure II’s Wealth Assure Value is subject to a maximum of S$20m or 3 times of lifetime premium per policy, whichever is higher.
2Refers to the account value of the Initial Investment Account (IIA) for Single Premium plan or total account value of Growth and/or Flex Account for Regular Premium plan, adjusted for changes in the benefits or partial withdrawals, if any.
3Coverage ends on the policy anniversary before the life assured turns 70.
4Not guaranteed and is based on distribution rate and frequency of the chosen PRULink Fund(s).
5Varies based on the chosen premium term, annualised premium tier and account allocation. The Welcome Bonus reflected is based on the highest percentage awarded for 25 years premium term in Growth Account.
6Based on the latest Initial Investment Account Value for Single Premium plan, or the latest Growth and/or Flex Account Value for Regular Premium plan. Loyalty Bonus percentage and payout frequency varies for Single Premium and Regular Premium plan.
7Only allowed after two years from policy inception. For individual-owned Single Premium plan, only up to 3 times change is allowed.
Change of Life Assured is subject to insurable interest with current policyowner(s) and acceptance by Prudential.
8Sum Assured increase does not apply to top-ups made and supplementary benefits. 3% yearly increase is based on simple interest and will stop at 160% of the total premiums paid, adjusted for changes in benefits and partial withdrawals, if any.
9Welcome Bonus varies depending on the selected premium term, account allocation, and annualised premium amount (excluding premiums for supplementary plans and top-ups). The Welcome Bonus reflected is based on the highest percentage awarded for 20 years premium term in Growth Account.
10For the 3-year premium term, the Loyalty Bonus is awarded from the 6th policy anniversary and not upon completion of the premium term.
11We pay the higher of:
(a) 101% / 105% (in case of accidental death) of (total regular premiums paid, excluding premiums paid for supplementary benefits, if any, less any withdrawals and dividend payments from the Growth Account and Flex Account) as at the date of death; or
(b) the account value from the Growth Account and Flex Account,
plus the account value from the Additional Investment Account, less any amounts you owe us.
12Varies based on the chosen premium term and account allocation. The Welcome Bonus reflected is based on the highest percentage awarded for 25 years premium term in Growth Account.
13Applied on the latest Growth and/or Flex Account Value.
14Lump sum payout of 105% in case of accidental death and 101% in case of death. Total regular premiums paid excludes premiums paid for supplementary benefits (if any), and deducting any withdrawals made.
15Welcome Bonus varies based on chosen premium term and account allocation. The Welcome Bonus reflected is based on the highest percentage awarded for 10 years premium term in Growth Account.
16Loyalty Bonus varies based on chosen premium term. The Loyalty Bonus reflected is based on the highest percentage awarded for 5 years premium term.
17All Causes: Higher of 110% of (Total Regular Premiums Paid less Withdrawals from the Growth Account and Flex Account) OR total of Growth Account Value and Flex Account Value + Additional Investment Account Value (if any).
Accidental: Higher of 115% of (Total Regular Premiums Paid less Withdrawals from the Growth Account and Flex Account) OR total of Growth Account Value and Flex Account Value + Additional Investment Account Value (if any).