Wealth Accumulation | Investment

PRUVantage Wealth

A resolute investment-linked plan made to grow, gain and give your wealth, for you and your loved ones

What is PRUVantage Wealth?

The best masterpieces are built from more than just monetary inspiration. Behind them, we see intentional strokes, mindful decisions and years of perseverance in creating value that withstands the test of time.

Like these time-honored creations, your wealth is also a work of art built from years of strategic decisions, calculated risks and endurance through changing economic climates. With the foundations outlined, allow this testament of your hard work to continue flourishing in the years to come, so you can continue to provide the best for yourself and your family.

Craft your financial masterpiece with PRUVantage Wealth, a resolute plan that helps grow your wealth while enabling ease of access to gain regular monthly income3 and to build a solid foundation you can give your loved ones, regardless of market conditions. Available for you to invest with Singapore Dollar (SGD) or United States Dollar (USD).

Give, Gain and Grow your wealth with PRUVantage Wealth, a plan that builds your wealth in more ways than one.

Supplementary benefits



Crisis Waiver III
  • Waiver of premiums5 upon diagnosis of any one of the 35 critical illnesses listed

Payer Security Plus
  • Waive the premiums of your spouse’s or child’s policy in the event that death, total and permanent disability6 or critical illness should strike you
  • This benefit covers you up to the end of the premium term or when you turn 85, whichever is earlier

Crisis Waiver (USD)
  • Waiver of premiums7 upon diagnosis of any one of the 35 critical illnesses listed

Payer Security (USD)
  • Waive the premiums of your child’s policy in the event that death, total and permanent disability or critical illness should strike8

Important Information

About PRULink Funds

PRUVantage Wealth allows you to have access to our suite of expert-managed PRULink funds.

Choose funds aligned to your risk appetite and preferences, and make unlimited fund switches as your risk profile or financial goals change.

To find out more about PRULink funds, click here.



Varies based on chosen premium term.


Applied on the latest Initial Investment Account Value.


Not guaranteed and is based on distribution rate and frequency of the chosen PRULink Fund(s).


Lump sum payout of 105% in case of accidental death and 101% in case of death. Total premiums paid excludes premiums paid for supplementary benefits (if any), and deducting any withdrawals made.


Crisis Waiver III waives the future premiums of the covered benefits up to the end of premium term or age 85, whichever is earlier.


Total and permanent disability coverage is up to the policy anniversary on which the person covered under Payer Security Plus turns 65 years old.


This benefit waives all future premiums up to the end of the premium payment term.


The death, total and permanent disability and critical illness waiver coverage will expire before the policy anniversary before the person covered under Payer Security (USD) turns 60 years old, or the life assured turns 25 years old, or to the end of the premium payment term of the main policy, whichever event happens first. The waiver of premiums will be until the policy anniversary before the stated age.

Additional Notes

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

PRUVantage Wealth is an Investment-Linked Plan (ILP) which invests in ILP sub-fund(s). Investment products are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units and the income accruing to the units (if any) may fall or rise. Past performance is not necessarily indicative of future performance.

If you choose an ILP sub-fund that aims to distribute dividends on a regular basis, please note that the distribution of dividends is at the discretion of the underlying fund’s Board of Directors, Manager and/or Prudential Singapore, and is not guaranteed. The distribution of dividends may be effectively paid out of capital, which will reduce the net asset value of the fund which is used to calculate the fund’s unit price and the surrender value of the policy.

A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from your Prudential Financial Consultant. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).

Premiums for the supplementary benefits are not guaranteed and may be adjusted based on future claims experience.

The information contain on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant. In case of discrepancy between the English and Mandarin versions of the product brochures, the English version shall prevail.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as of 3 October 2023.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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