TERMS AND CONDITIONS OF PROMOTION

A. Promotion Details

  1. Definitions

    • “Prudential” means Prudential Assurance Company Singapore (Pte) Limited.
    • “Promotion Period” means the period between 1 May and 30 June 2022 (both dates inclusive).
    • “Eligible Client”  means customers who attended any customers’ seminar or worksite events organised by Prudential between the months of May and June and whose proposal for any Eligible Insurance Plan is submitted to and accepted by Prudential during the Promotion Period by satisfying the eligibility criteria below. It also refers to customers who are participants of Prudential’s Friend-Get-Friend referral programme or Prudential’s Corporate referral programmes.
    • “Eligible Plan” means PRUPersonal Accident plan as stated in the Promotion Table below. 
    • “Discount” means 50% off first-year premium for PRUPersonal Accident main plan incepted between 1 May to 30 June 2022.
    • “Promotion” means the promotion offered in the Promotion Table below.
    • “Promotion Table” means the table below.

      Promotion Table:

      Eligible Plans

      First-year Premium Discount

      PRUPersonal Accident (All Plan Types)

      50%


  2. Eligibility
    In order to be eligible for the Promotion, the Eligible Client must satisfy the following requirements during the Promotion Period in order to receive the Discount (as defined in the Promotion Table);
    1. The Eligible Client must attend a customer's seminar or worksite event organised by Prudential between 1 May and 30 June 2022 (both dates inclusive) or be a participant in Prudential's Friend-Get-Friend referral programme or Prudential's Corporate referral programmes. 
    2. The Eligible Client's proposal for an Eligible plan is submitted to Prudential during the Promotion Period and incepted by Prudential during the Promotion Period. 
    3. This Promotion is valid for all premium payment modes (monthly, quarterly, bi-annual and annual).

  3. Discount

    • An Eligible Client is entitled to receive a Discount on the first-year premium in accordance to the terms and conditions of this Promotion.
    • The Discount in this promotion shall be on a ‘per-policy’ basis (subject to the terms and conditions of this Promotion), there shall be no restrictions on the number of Discount transactions an Eligible Client can enjoy.
    • This Promotion is not applicable should the Eligible Plan be cancelled within the fourteen (14) day free-look period. The premium amount refunded will be based on the premium amount paid by the Eligible Client.
    • The Discount will be applied automatically upon policy submission and meeting the eligibility criteria above.

B. General Terms and Conditions

  1. By participating in the Promotion, each Eligible Client is deemed to have accepted and agreed to be bound by these Terms and Conditions and any other instructions, terms and conditions that Prudential may issue from time to time.

  2. Prudential assumes no responsibility for incomplete, lost, late, damaged, illegible or misdirected forms or email communication, for technical hardware or software failures of any kind, lost or unavailable network connections, or failed incomplete, garbled or delayed electronic transmission which may limit an Eligible Client’s ability to participate in the Promotion.

  3. Prudential has the sole and absolute discretion to be exclude any Eligible Client from participating in the Promotion without any obligation to furnish notice and/or reason. 

  4. Prudential reserves the right to disqualify or disregard and Eligible Client who does not comply with these Terms and Conditions. 

  5. Prudential may at its discretion forfeit the Discount, or, if already awarded, reclaim the Discount at the expense of the Eligible Client without payment, compensation, or having to give any reason whatsoever in the event Prudential subsequently discovers that the Eligible Client is not eligible to participate in the Promotion and/or to receive the Discount.

  6. Prudential shall not be liable for any loss of, damage to, defects, delay, mis-delivery or non-delivery of the Discount.

  7. Prudential reserves the right to request for the Eligible Client’s proof of eligibility, identity and/or otherwise for the purposes of verifying the Eligible Client’s claim to the Discount at the time of prize collection.  Prudential is under no obligation whatsoever to disclose the identity of the Eligible Client or to publish the same for any reason at any point of time.

  8. The Discount is not exchangeable for cash, credit or any other items of equivalent value.  The validity period of the Discount is non-extendable.  Prudential will be under no obligation to replace or pay to an Eligible Client the value of any Discount that is not utilised by the Eligible Client before the end of the validity period of the Discount as may be stipulated by Prudential and/or relevant merchants.

  9. The Promotion is not valid in conjunction with other promotions carried out by Prudential.

  10. By participating in this Promotion, each Eligible Client agrees and consents under the Personal Data Protection Act (Cap 26 of 2012) to the collection, use and disclosure of any and all personal data of the Eligible Client by/to Prudential, advertising and promotional agencies of the Promotion and such other third party, in Prudential’s absolute discretion, consider appropriate or necessary in connection with the Promotion and redemption of the Discount.

  11. If an Eligible Client provides Prudential with personal data of any third party, that Eligible Client hereby:
    1. Agrees on behalf of that third party to be bound by the terms and conditions contained herein; and
    2. Consents on behalf of that third party, to Prudential’s collection, use, disclosure and processing of his/her personal data in accordance with the terms and conditions contained herein.

  12. The Eligible Client warrants that he/she has obtained the said third party’s prior consent to such collection, use, disclosure and processing of his/her personal data by Prudential and that the personal data that the Eligible Client provides to Prudential is true, accurate and complete.

  13. Prudential shall not be liable for any third party’s misuse of the Eligible Client’s submitted information and photograph as a result of the Eligible Client taking part in the Promotion.

  14. Unless prohibited by law, participation in the Promotion constitutes permission for Prudential, its advertising and promotional agencies to use any of the Eligible Client’s names, and/or likeness for advertising and promotional purposes.  Each Eligible Client further agrees and acknowledges that the copyright and all other intellectual property rights in and to all photographs or audio-video or other recordings of the Eligible Client taken or made in connection with the Promotion shall vest solely and absolutely in Prudential without any compensation to the Eligible Client.

  15. Prudential may at any time at its absolute discretion, without prior notice or assigning any reason thereof or being liable to any person, (i) suspend, cancel or terminate the Promotion, or (ii) delete, vary, supplement, amend, modify any one or more of the terms and conditions of the Promotion.Prudential’s determination of all matters in connection with the Promotion and the Discount shall be final, binding and conclusive.Prudential is not obliged to give any reason or prior notice on any matter concerning the Promotion or the Discount.No appeal, correspondence or claims will be entertained.Prudential has the right and discretion to determine whether a party has met the requirements of the Promotion and/or to receive the Discount.An Eligible Client shall not be entitled to any damages or compensation whatsoever or howsoever arising as a result of such amendment, suspension or termination.

  16. By participating in the Promotion, all Eligible Clients agree and undertake to, at all times, indemnify, keep indemnified, and hold Prudential, its employees and agents harmless against all losses (including direct, indirect, incidental and/or consequential losses), damages (including general, special, and/or punitive damages), demands, injuries (other than personal injury caused by Prudential’s negligence), claims, costs, penalties, interest and fees (including all legal fees as between solicitor and client or otherwise on a full indemnity basis whether or not incurred in respect  of any real, anticipated, or threatened legal proceedings), howsoever caused by, arising or resulting from, whether directly or indirectly, their participation in the Promotion, acceptance or usage of any Discount, and/or any breach or purported breach of these Terms and Conditions and/or any applicable law.

  17. In the event of any inconsistency or discrepancy between the Terms and Conditions and the contents of any brochure, marketing and/or promotional materials relating to the Promotion, these Terms and Conditions shall prevail.

  18. Any trademarks, graphic symbols, logos or intellectual property contained in any materials used in connection with this Promotion, in particular the Discount, are the property of their respective owners.  Prudential is not affiliated with, or endorsed or sponsored by, such owners and their relevant affiliates.

  19. Failure by Prudential to exercise any of its right or remedy under these Terms and Conditions does not constitute a waiver of that right or remedy.

  20. The Terms and Conditions shall be governed by Singapore law and the Eligible Clients agree to submit to the exclusive jurisdiction of the courts of Singapore.

  21. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Right of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.
 

Information is correct as at 29 April 2022.