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IMPORTANT NOTICE : For more information on COVID-19 related reliefs please click here.

LIA Critical Illnesses (CI) Framework 2019 : In accordance to LIA Critical Illness (CI) Framework 2019, Prudential Singapore’s policies purchased from 26 August 2020 will adhere to the updated list of critical illnesses definitions. For more information, speak to your Prudential Financial Consultant today.

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Complimentary COVID-19
SHN Coverage for Work Pass Holders

*For Group Insurance customers / Employee Benefits only. Terms and conditions apply.


COVID-19 SHN Coverage Rider to Group Hospital and Surgical (GHS)

Applicable to all Group Hospital & Surgical (GHS) policyholders of both packaged and customised plans, we offer medical insurance of up to $15,000 for inpatient medical expenses, if insured work pass and dependant pass holders are diagnosed with COVID-19 within 14 days of their arrival in Singapore.

1Terms and conditions apply


Work Permit, Training Work Permit and S Pass,including in-principle approval (IPA) of these work passes:

Complimentary medical insurance of up to $15,000 for their inpatient medical expenses, from 1 January 2021.


Employment Pass (EP) & Dependant Pass (DP) holders*,including in IPA of these passes

One-time premium of $45.00* per person (before 7% GST) for coverage up to $15,000 for their inpatient medical expenses, with effect from 25 February 2021.

*From all countries, except U.S. or Europe (including U.K.) as last port of call and those who have not travelled to U.S. and Europe (including U.K.) within 30 days of their travel history prior to their arrival in Singapore, subject to existing GHS policy underwriting requirements, if any. Pricing for those departing from U.S. or Europe will be determined and provided separately upon request.

Eligibility Criteria

  • Insured Member is a holder of a valid Work Permit, Training Work Permit, S Pass, or a holder of of its corresponding IPA entering Singapore on or after 1 January 2021, or
  • Insured Member is a valid EP, DP or a holder of its corresponding IPA entering Singapore with effect from 25 February 2021;
  • Insured Member is below the age of sixty (60) as of the date the Insured Member arrives in Singapore (the “Cover Start Date”);
  • Their employer is a new or existing GHS policyholder (packaged or customised plans);
  • Insured Member must be also insured under Prudential’s GHS policy

How to sign up?

HR to inform Prudential via the normal member update methods, at least 7 working days before they arrive in Singapore:

  • Name (as per Work Pass or Dependant Pass)
  • IPA/FIN number
  • SHN Start date
  • GHS Policy Start Date
  • Signed quotation slip (for EP or DP only)


The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms, conditions, exclusions and specific details applicable to this insurance in the policy documents that can be obtained from a representative of either Prudential Singapore or your duly appointed distributor.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

You are recommended to seek advice from a representative of either Prudential Singapore or your duly appointed distributor before purchasing a policy suitable to meet your company's needs.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites ( or

Information is correct as at 19 April 2021.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

For more information:

Please contact your Group Insurance Consultant or contact us at:
Prudential Assurance Company Singapore
Enterprise Business Solutions
Tel: 1800 835 9733

Frequently Asked Questions