Promotion
Terms and conditions apply.
While accumulating wealth is key to reaching your financial goals, keeping it safeguarded is essential to ensure financial security for you and your loved ones in times of need.
PRUVantage Assure Series allows you to invest and protect your wealth at the same time. Weather unexpected life events without compromising your lifestyle and the success you have achieved.
The Wealth Assure feature locks in coverage1 at the highest point of your policy value2, protecting1 you from market downturns in the event of death or accidental disability3. With your wealth protected, you can focus on pursuing new opportunities to grow your wealth with our suite of curated PRUPrime CIO Funds4 and PRULink Funds. Don’t let unexpected changes hold you back. Choose PRUVantage Assure Series, a plan made for change.
Locks in coverage1 at the peak of your policy value2 for death and accidental disability3.
Navigate changing market conditions with institutional guidance through PRUPrime CIO Funds, guided by our Group Chief Investment Office (CIO)4. Alternatively, choose from the PRULink Fund suite.
Receive up to 65% Welcome Bonus4,5, followed by a 0.5% Loyalty Bonus6 for life and 0% administration charge from the 9th year7.
Pair your plan with dividend-paying funds and receive payouts8 to complement your lifestyle.
Waiver of premiums9 upon diagnosis of any one of the 35 critical illnesses listed
Waiver of premiums for 5 years upon diagnosis of early stage medical conditions10 and allows a claim for a second time11
Waiver of premiums for 10 years12 upon diagnosis of intermediate stage medical conditions
Waive the premiums of your spouse’s or child’s policy in the event that death, total and permanent disability13 or critical illness should strike you
This benefit covers you up to the end of the premium term or when you turn 85, whichever is earlier
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PRUVantage Assure Series allows you to have access to our suite of professionally managed PRUPrime CIO Funds4 and PRULink Funds.
Choose funds aligned to your risk appetite and preferences, and make unlimited fund switches as your risk profile or financial goals change.
Find out more about PRUPrime CIO Funds and PRULink Funds now.
PRUVantage Assure Series consist of PRUVantage Assure (SP), a Single Premium plan, and PRUVantage Assure II, a Regular Premium plan.
1We pay the highest of:
(a) the Sum Assured;
(b) the Wealth Assure Value; or
(c) the account value from the Initial Investment Account (IIA) for Single Premium plan or Growth and/or Flex Account for Regular Premium plan,
plus the account value from the Additional Investment Account, less any outstanding amount payable and withdrawals.
PRUVantage Assure II’s Wealth Assure Value is subject to a maximum of S$20 million or three times the lifetime premium per policy, whichever is higher.
2Refers to the account value of the IIA for the Single Premium plan or the total account value of the Growth and/or Flex Account for the Regular Premium plan, adjusted for changes in benefits or partial withdrawals, if any.
3Coverage ends on the policy anniversary before the life assured turns age 70.
4Only applicable to the Regular Premium plan.
5Varies based on the chosen premium term, annualised premium tier and account allocation. The Welcome Bonus reflected is based on the highest percentage awarded for the 25-year premium term in the Growth Account.
6Loyalty Bonus percentage and payout frequency vary for Single Premium and Regular Premium plans. The Loyalty Bonus reflected is based on the Regular Premium plan. For the Single Premium plan, Loyalty Bonus is payable every 8 years based on the latest IIA Value. For the Regular Premium plan, Loyalty Bonus is payable yearly only upon completion of the premium term and is based on the latest Growth and/or Flex Account Value.
7Applicable to PRUVantage Assure (SP) and PRUVantage Assure II 5-year premium term only. Administration charge and payment duration varies for different payment terms.
8For PRUVantage Assure II, any dividends distributed in the Growth Account will automatically be reinvested during the first 10 policy years. Dividends are not guaranteed and are based on the distribution rate and frequency of the chosen PRULink Fund(s). Please refer to the Additional Notes section below for important information relating to PRULink Fund dividend distributions.
9Crisis Waiver III waives future premiums for the covered benefits until the end of the premium term or age 85, whichever is earlier.
10After the end of the Early Stage Premium Waiver Period, premium payment for the covered benefits will resume, while premiums for the Early Stage Crisis Waiver will continue to be waived.
11The second claim will waive premiums for a further five years, provided the second claim is not for the same medical condition as the first claim and does not fall within the same category of the first early stage medical condition.
12If there is a successful claim for an early stage medical condition, the Intermediate Stage Medical Conditions Benefit will waive only five years of future premiums.
13Total and permanent disability coverage is provided up to the policy anniversary on which the person covered under Payer Security Plus turns age 65.
You are recommended to read the product summary and seek advice from a qualified Prudential Financial Representative for a financial analysis before purchasing a policy suitable to meet your needs.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.
PRUVantage Assure Series are Investment-Linked Plans (ILPs) which invest in ILP sub-fund(s). Investment products are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units and the income accruing to the units (if any) may fall or rise. Past performance is not necessarily indicative of future performance.
If you choose an ILP sub-fund that aims to distribute dividends on a regular basis, please note that the distribution of dividends is at the discretion of the underlying fund’s Board of Directors, Manager and/or Prudential Singapore, and is not guaranteed. The distribution of dividends may be effectively paid out of capital, which will reduce the net asset value of the fund which is used to calculate the fund’s unit price and the surrender value of the policy.
A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from your Prudential Financial Representative. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).
Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums for the supplementary benefit are not guaranteed and may be adjusted based on future claims experience.
The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Representative.
The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
In case of discrepancy between the English and Mandarin versions of the product brochures, the English version shall prevail.
These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Information is correct as of 2 September 2026.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
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