PRUActive Life III

¹

Multiplier Benefit is applicable only if you chose to have this benefit when you purchase the plan. It comes with choices of 2x, 3x, 4x or 5x and Expiry Age choices of 65, 70, 75 or 80. Multiplier Benefit and the Multiplier Benefit Expiry Age will apply to PRUActive Life III and its attached Early Crisis Care and Crisis Care supplementary benefit.

²

Subject to terms and conditions under Early Crisis Care (PRUActive Life III).

³

Applicable only when insured undergoes surgery of any of the vital organs (heart, lung, brain, kidney, liver) as a result of illness or accident and as a result of the surgery, the insured is admitted to ICU for 3 consecutive days. Excluding surgery due to organ donation. Subject to cap of S$100,000 per life assured. Only 1 claim is payable per policy.

⁴

This interest-free loan amount needs to be paid back at the end of the premium deferment period, if not, interest on the loan amount starting from the end of the premium deferment period will be charged.

⁵

Subject to a maximum of 1 claim per policy.

⁶

At the month after immediate family member purchases PRUActive Life III policy. Kinship Booster benefit is only applicable to the basic sum assured (excluding multiplier benefit), does not accumulate any cash value and can only be applied to the policy on or before age next birthday 55. Subject to cap of S$100,000 per life assured. If the existing life assured has already made claims from the policy, the Kinship Booster Benefit no longer applies.

⁷

Pre-Critical Medical Conditions benefits payout under Early Crisis Care (PRUActive Life III) will reduce the PRUActive Life III policy sum assured. If the sum assured of both PRUActive Life III and Early Crisis Care (PRUActive Life III) is the same and a benefit payout for 100% of the sum assured from Early Crisis Care (PRUActive Life III) is made, the PRUActive Life III policy and the Early Crisis Care (PRUActive Life III) benefit will terminate. A claim under the Crisis Care (PRUActive Life III) benefit within the PRUActive Life III policy could result in either a reduction of sum assured or termination of Early Crisis Care (PRUActive Life III).

⁸

Critical medical conditions benefits payout under Crisis Care (PRUActive Life III) will reduce the PRUActive Life III policy sum assured. If the sum assured of both PRUActive Life III and Crisis Care (PRUActive Life III) is the same and a benefit payout for 100% of the sum assured from Crisis Care (PRUActive Life III) is made, the PRUActive Life III policy and the Crisis Care (PRUActive Life III) benefit will terminate. A claim under the Crisis Care (PRUActive Life III) benefit within the PRUActive Life policy could result in either a reduction of sum assured or termination of Crisis Care (PRUActive Life III).

*

Terms & Conditions apply.