Terms and Conditions for Gift Redemptions

Promotion Eligible Criteria Terms & Conditions
Celebrate Life II Customers whose Eligible Insurance Plan is submitted and incepted during the Promotion period, 1 April and 30 June 2023 (both dates inclusive) unless otherwise specified and which fulfils the Minimum Annualised Premium Amount. Digital gift voucher values (as stated in the Promotion Table A and Promotion Table B) redeemable from participating merchants such as Amazon Singapore, Dairy Farm, Deliveroo, Frasers Property, GrabGifts, Lazada, CapitaStar$ and NTUC FairPrice. Please note that these merchants are subject to change.

Please refer to full T&Cs here
Smiles of Assurance Customers whose Eligible Insurance Plan is submitted and incepted during the Promotion period, 1 July and 30 September 2023 (both dates inclusive) unless otherwise specified and which fulfils the Minimum Annualised Premium Amount or Minimum Sum Assured. Digital gift voucher values (as stated in the Promotion Table A and Promotion Table B) redeemable from participating merchants such as Amazon Singapore, Dairy Farm, Deliveroo, Frasers Property, GrabGifts, Lazada, CapitaStar$ and NTUC FairPrice. Please note that these merchants are subject to change.

Please refer to full T&Cs here
For Every Tomorrow Customers whose Eligible Insurance Plan is submitted and incepted during the Promotion period, 1 October and 31 December 2023 (both dates inclusive) unless otherwise specified and which fulfils the Minimum Annualised Premium Amount or Minimum Sum Assured. Digital gift voucher values (as stated in the Promotion Table A and Promotion Table B) redeemable from participating merchants such as Amazon Singapore, Dairy Farm, Deliveroo, Frasers Property, GrabGifts, Lazada, CapitaStar$, NTUC FairPrice and Marriott. Please note that these merchants are subject to change.

Please refer to full T&Cs here
Power Up Critical Care (Mid-Term Add Rider) Customers whose Eligible Supplementary Benefit is submitted and incepted during the Promotion period, 3 October and 31 December 2023 (both dates inclusive) unless otherwise specified, and which fulfils the Minimum Annualised Premium Amount and Minimum Coverage. Digital gift voucher values (as stated in the Promotion Table) redeemable from participating merchants such as Amazon Singapore, Dairy Farm, Deliveroo, Frasers Property, GrabGifts, Lazada, CapitaStar$, NTUC FairPrice and Marriott. Please note that these merchants are subject to change.

Please refer to full T&Cs here
Refer an Expat Customers who refer their Expat loved ones and their referees during the Promotion Period, 1 December 2023 to 31 March 2024 (both dates inclusive) and which fulfills all Campaign criteria. Terms & Conditions – Digital gift voucher values (as stated in the Promotion Table A and Promotion Table B) redeemable from participating merchants such as Amazon Singapore, Dairy Farm, Deliveroo, Frasers Property, GrabGifts, Lazada and NTUC FairPrice. Please note that these merchants are subject to change.

Please refer to full T&Cs here
Thrive Today Secure Tomorrow Customers whose Eligible Insurance Plan is submitted and incepted during the Promotion period, 1 April and 30 June 2024 (both dates inclusive), and which fulfils the Minimum Annualised Premium Amount. Digital gift voucher values (as stated in the Promotion Table A and Promotion Table B) redeemable from participating merchants such as Amazon Singapore, Dairy Farm, Deliveroo, Frasers Property, GrabGifts, Lazada, CapitaStar$, NTUC FairPrice and Marriott. Please note that these merchants are subject to change.

Please refer to full T&Cs here


Please refer to the specific campaign link for the full terms and conditions.

Information is correct of 1 April 2024.

This advertisement has not been reviewed by the Monetary Authority of Singapore.