Protection
Personal Accident Insurance
Get comprehensive protection that covers accidents, food poisoning, infectious diseases1, animal and insect bites
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New LIA Guidelines :Our Singapore-dollar (SGD) denominated Participating policies from 1 July 2021 will show updated illustrated investment rates of return, in accordance with the changes in LIA Guidelines on Policy Illustrations 2021. This change does not affect existing customers with policies submitted before 1 July 2021. For more information, please click here.
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Get comprehensive protection that covers accidents, food poisoning, infectious diseases1, animal and insect bites
Policyholders who have access to the 24-hour worldwide emergency helpline can place a call to
We strive to make a difference to your life by providing you with the suitable insurance plan.
1Infectious disease means any of the following diseases which is diagnosed by a medical practitioner during the period of insurance and is supported by acceptable clinical, radiological, hitological and laboratory evidence:
2Main plans include PRUFlexi Cash, PRULink Enhanced Protector II, PRUWealth (SGD), PRUWealth II (SGD) (5/10/20 Pay), PRULife Multiplier Flex, PRUCash Secure, PRUActive Saver, PRUActiver Saver II, PRUFirst Gift (PRULink Enhanced Protector II), PRUActive Life, PRUActive Retirement - Regular Premium
3Recovery Aid benefit covers expenses related to hospitalisation. It gives the insured a daily cash payout if the insured is hospitalised or admitted to an Intensive Care Unit and reimburse the cost of emergency medical evacuation and repatriation. The Recovery Aid benefit provides the following benefits:
4Fracture Care Benefit includes the following benefits:
Please reach out to your Prudential Financial Consultant for more information.
You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.
The benefits will only be payable upon the occurrence of an accident.
As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely.
Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums are not guaranteed and may be adjusted based on future claims experience.
Before replacing an existing accident and health policy with a new one, you should consider whether the switch is detrimental, as there may be potential disadvantages with switching and the new policy may cost more or have fewer benefits at the same cost.
The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.
The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Information is correct as at 12 May 2020.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
