Wealth Accumulation | Savings

PRUSave Max Limited Pay (USD)

Whatever your financial dream may be, such as an overseas education for your child, watch those dreams take shape with PRUSave Max Limited Pay (USD) – a flexible insurance savings plan that helps make the most of investment opportunities in the US economy.

What is PRUSave Max Limited Pay (USD)?


  • Stay on track and be financially disciplined to reach your goals and dreams with PRUSave Max Limited Pay (USD).
  • It offers a range of premium payment terms and policy terms, giving you the choice on how you want to save, and enjoy a lump sum maturity payout1 (in USD).

Supplementary benefits

 

Extra-Features

Crisis Waiver (USD)

Critical illness can strike anyone anytime. With Crisis Waiver (USD), you do not need to worry about making premium payments for the covered benefits on your policy upon diagnosis of any one of the 35 listed critical illnesses.


Payer Security (USD)

Safeguard your policy against life’s unexpected events such as death, critical illness or total and permanent disability with Payer Security (USD) to ensure your policy continues and your loved ones are covered when you are unable to pay the premiums due to unforeseen circumstances.


Important information

Footnotes

1Maturity benefit is computed based on Face Value + bonuses (if any), less any outstanding amount payable.

Face Value is a notional value used to determine the Reversionary Bonuses (non-guaranteed) and the maturity benefit. It is not the sum assured of the policy.

Bonuses, if any, are not guaranteed and will vary according to the future performance of the participating funds.

2Medical check-ups or answering health-related questions may be required if an optional supplementary benefit is added; or if the total committed premiums for the selected per life assured issued in the past 24 months exceed $5 million (or equivalent). Selected plans will be reviewed and determined by Prudential from time to time.

3The Death Benefit will be the higher of:

  • 105% of the total premium paid (excluding premiums for supplementary benefit (if any)), or
  • 101% of the Surrender Value,
less any outstanding amounts payable.

Important Notes

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums for some of the supplementary benefits are not guaranteed and may be adjusted based on future claims experience.

Foreign Currency Policies (e.g., USD) are subject to foreign exchange risk.

This website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the product brochures, the English version shall prevail.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as of 1 October 2021.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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