PRUShield
 

Important Notice for all PRUShield Customers


1. PRUShield Premier and Plus Changes


A. New Benefits (Effective 1 April 2022)
In keeping up to date with medical advancements and the latest approved medical treatments, Prudential is introducing the following benefits to our PRUShield Premier and Plus plans:

  • Refresh your Policy Year Limit for a different inpatient medical condition when the current policy has reached its Policy Year Limit.
  • Cover congenital conditions for the biological child of a female life assured from birth when congenital abnormalities are diagnosed within the first 24 months (claim limit applies).

B. Enhancement of Existing Benefits (Effective 1 April 2022)
Besides new benefits, we will be enhancing the following existing benefits:

  • Cover Pre-and Post-hospitalisation expenses for Short Stay Ward in a Singapore Restructured Hospital, with a minimum duration of 6 hours.
  • Cover Pre- and Post-hospitalisation expenses for Psychiatric Treatment, in addition to Inpatient Psychiatric Treatment (claim limit applies).
  • Increase in claim limits for Psychiatric Treatment.

C. Premium Adjustments (Renewal from 1 April 2022)
For renewal starting from 1 April 2022, there will be an upward revision in premiums for customers whose Age Next Birthday is 1 to 70.

2. PRUExtra Riders Changes


A. New Benefits (Effective 1 April 2022)
We are also introducing the following benefits to our PRUExtra Premier CoPay, PRUExtra Plus CoPay, PRUExtra Premier, and PRUExtra Plus plans:

  • Cover Postpartum Outpatient Psychiatric Treatment for up to 12 months from childbirth (claim limit applies).
  • Cover Autism Test for children below the age of 5 (claim limit applies).
  • Cover Recurrent Miscarriage investigation for insured customers who suffered three or more miscarriages (claim limit applies).

B. Enhancement of Existing Benefits (Effective 1 April 2022)
Besides new benefits, we will be enhancing the following existing benefits:

  • Increase in number of TCM clinics for Post-Hospitalisation Follow-up from 17 clinics to 31 clinics.
  • Increase in claim limits for Immediate Family Member’s Accommodation with Child benefit.

C. Premium Adjustments (Renewal from 1 April 2022)
For renewal starting from 1 April 2022, there will be an upward revision in premiums for PRUExtra Premier, PRUExtra Premier Lite and PRUExtra Plus for customers whose Age Next Birthday is 1 to 70.

There is no premium increase for CoPay Riders.

3. PRUShield Standard Plan Changes


A. New Benefits (Renewal from 1 April 2022)
In response to new requirements from the Ministry of Health (MOH), we will be introducing new benefits for your PRUShield Standard Plan. The new benefits will apply to all Standard Integrated Shield Plans in Singapore and include coverage such as:

  • General and Specialised Inpatient Palliative Care Service
  • Continuation of Autologous Bone Marrow Transplant Treatment for Multiple Myeloma

B. Enhancement of Existing Benefits (Effective 1 April 2022)
We will also be increasing policy year limits (claim limit applies) for selected benefits under Daily Ward and Treatment Charges, Surgical Procedures, Outpatient treatment, etc.

For more information on the changes to PRUShield Premier and Plus, PRUExtra riders and PRUShield Standard Plan, please check the Frequently Asked Questions.