Health Protection | Personal Accident Coverage

PRUSafe Sports

Enjoy affordable protection for an active lifestyle


What is PRUSafe Sports?

  • A microinsurance plan with 12-month term coverage that protects you as you pursue your fitness goals worry-free.
  • Highly affordable and conveniently available to purchase within the Pulse by Prudential app with just a few clicks.


  • There is no waiting period for PRUSafe Sports
  • PRUSafe Sports is open for all Singapore residents between 18-59 years old. This includes all Singapore Citizens, Permanent Residents and Foreigners with valid passes.
  • Please refer to the policy contract for the exact terms and definitions

PRUSafe Sports - Frequently Asked Questions

How do I sign up?

PRUSafe Sports can be purchased in the Pulse by Prudential app via its e-store, PRUShoppe. To download the app, access the Apple App Store or Android Play Store here and create a login.

What coverage does PRUSafe Sports provides?

PRUSafe Sports provides protection against bone fracture and daily income (in the event of hospitalisation in Singapore) so customers can pursue their fitness goals without worries.

Who is eligible for PRUSafe Sports? Are there any exclusions?

PRUSafe Sports is eligible for all Singapore Citizens, Permanent Residents, or Foreigners with valid passes who are 18-59* years old. You will need to have your SingPass login details to sign up.

We do not cover high-risk activities such as boxing, wrestling, martial arts, motocross, or military / police service.

The following are examples of activities that are covered for leisure and recreational purposes only:

  • winter sports
  • ice hockey
  • horse riding
  • playing polo
  • canoeing
  • sailing
  • windsurfing
  • mountaineering
  • rock climbing
  • caving
  • potholing
  • hunting
  • sky diving
  • parachuting
  • hand gliding
  • scuba diving

Other exclusions and T&Cs apply. Kindly refer to the policy document or product summary for more information.

*Last entry age is 59 years old (60 Age Next Birthday) and renewable up to 60 years old (61 Age Next Birthday).
What benefits does PRUSafe Sports provides?

Please refer to the table below for the respective plans’ benefits. Please note that policy will not be terminated even if all benefits have been fully claimed for the policy year* and will be renewable for the subsequent policy year.

Plan Benefit Sum Assured
PRUSafe Sports Bone Fracture S$1,000
Medical Reimbursement
Up to S$200
Daily Hospital Cash

*Policyholder will not be able to claim for any of the benefit until the policy is renewed.

1Capped at 5 days per policy year

When will the coverage end?

PRUSafe Sports provides coverage for a year and is renewable every year until the cover end date. However, PRUSafe Sports will terminate:

    - When the life assured dies
    - When you cancel the policy via the cancellation function made available in the Pulse App within the 14-day review period;
    - If you fail to pay the premium when they are due;
    - On the cover end date as shown in your certificate of life assurance;
    - When you reach the maximum age limit; or
    - When we decide not to renew the policy,

    whichever event happens first.

Note: Premium rates and policy renewal are not guaranteed.

Do I have to go for a medical check-up?

No, you will not be required to go through any medical check-up to sign up for PRUSafe Sports.

Do my premiums change over time?

No, the renewal premium for PRUSafe Sports is a flat rate of S$58 for both male and female life assured aged 18 to 59 years old*. You may refer to your product summary for the premium amount.

However, do note that premium is not guaranteed and may be adjusted based on claims experience. Prudential reserves the right to vary premium at any time by giving 30 days’ written notice to the policyowner before doing so.

*Last entry age is 59 years old (60 Age Next Birthday) and renewable up to 60 years old (61 Age Next Birthday).

Who can I look for when I have questions on or wish to make changes to my policy?

Should you have any questions, please email us at or call us at+65 6714 3939. (Monday to Friday, 8.30 am to 5.30 pm, excluding Public Holidays).

Is there any waiting period?

There is no waiting period for benefits under PRUSafe Sports.

Is there a free-look period if I wish to cancel the policy without penalty?

Yes, you will have a period of 14 days from the date we confirm the start of your policy to review its terms and conditions.

If you decide this policy is not suitable for your needs, you can cancel the policy within the 14-day review period by accessing the cancellation function under My Policy. We will refund any premium you have paid (without interest), less any amounts you owe us in connection with the policy.

You cannot cancel your policy after this 14-day free-look period.

How do I make a claim?

Please access PRUServices > PRUSafe Sports > Submit a claim in the Pulse by Prudential app. After filling out the form and submitting required documentation, your claims will be processed.

For death claims and any questions about your claims, please email us at or call us at+65 6714 3939. (Monday to Friday, 8.30 am to 5.30 pm, excluding Public Holidays).

What should I do if I have trouble signing up for PRUSafe Sports or difficulties with the app?

Please email us at or call us at +65 6714 3939 (Monday to Friday, 8.30 am to 5.30 pm, excluding Public Holidays).

Additional Notes

This is only product information provided by us. You should seek advice from a qualified advisor if in doubt.

Premiums are not guaranteed and may be adjusted based on future claims experience.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Before replacing an existing accident and health policy with a new one, you should consider whether the switch is detrimental, as there may be potential disadvantages with switching and the new policy may cost more or have fewer benefits at the same cost.

There are certain conditions such as pre-existing conditions, whereby no benefits will be payable. These are stated as exclusions in the policy documents. Please refer to the policy documents for details.

This is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents.

The information contained herein is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites ( or or

Information is correct as at 30 May 2023.

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