PRUEarly Stage Crisis Cover
Health Protection – Critical Illness

PRUEarly Stage Crisis Cover

Health protection when you need it most, PRUEarly Stage Crisis Cover offers financial support right from the early stages of selected critical illnesses.

What is PRUEarly Stage Crisis Cover?


  • A health protection plan that covers a broad and extensive list of early stage critical illnesses1
  • Reduces the financial burden resulting from selected early stage critical illnesses1
  • Offers additional reassurance with a $3,000 death benefit

Supplementary benefits

 

Extra-Features

Early Crisis Cover Provider1

Early Crisis Cover Provider provides you with the option to enhance your coverage of your basic plan5, so that your financial burden can be reduced from the start.

Important Information

Footnotes

1The full list of benefits covered and their definitions may be found in the product summary that can be obtained from your Prudential Financial Consultant. For certain medical conditions, there is a waiting period of 90 days from the date of issue or reinstatement whichever is later. Survival period is applicable before a claim can be made.

2There is a waiting period of 90 days from the date of issue or reinstatement whichever is later. Survival period of 30 days from date of diagnosis is applicable before a claim can be made. We will only pay provided the policy is not terminated or fully claimed. A claim under the special benefit will not activate the premium waiver benefit nor reduce the sum assured of PRUEarly Stage Crisis Cover.

3In the event Early Crisis Cover provider is added; future assurance charges are waived after the first claim is made under the 50% severity payout given that the life assured is aged 1 and above.

4Once a claim has been made for a listed medical condition, the list of medical conditions covered would be reduced accordingly and the customer cannot make a repeat claim on the same listed medical condition. The maximum claimable benefit combined under the 50% severity payout and 100% severity payout cannot exceed 100% of the sum assured.

5For eligible plans only. For more information, please contact your Prudential Financial Consultant.

Additional Notes

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums for the supplementary benefit are not guaranteed and may be adjusted based on future claims experience.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the product brochures, the English version shall prevail.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as of 1 October 2021.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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