PRUActive Protect Series

¹Supplementary benefits can only be added during the policy term of PRUActive Protect or PRUActive Protect II upon satisfying the minimum policy term of the respective supplementary benefit. Full medical underwriting applies at the point of application of these supplementary benefits.

²Applicable only when insured undergoes surgery of any of the vital organs (heart, lung, brain, kidney, liver) as a result of illness or accident and as a result of the surgery, the insured is admitted to ICU for 3 consecutive days or more. Excluding surgery due to organ donation. Subject to cap of S$100,000 per life assured. Only 1 claim is payable per policy.

³Child Cover Benefit is 25% of one of the parents’ PRUActive Protect or PRUActive Protect II sum assured, whichever is higher. Payable only once for each child and up to S$25,000 for each child.

⁴Subject to maximum of 500% of the PRUActive Protect or PRUActive Protect II sum assured. This 500% includes claims for any of the pre-critical stage illness under the Early Protect benefit (if the benefit is included). For Prudential to accept the next claim, the following must apply:

• For recurring critical illness condition under different categories, there must be a period of 12 months between the dates of diagnosis (waiting period).
• For recurring critical illness condition under the same category, there must be a waiting period of 24 months between the dates of diagnosis. The medical evidence must clearly show that the initial or previous critical illness condition (which has been admitted) was already in complete remission before the recurring critical illness condition was diagnosed
• The total amount payable depends on the number of claims made. The amount payable for each claim is subject to the maximum per claim limit and is based on the terms and conditions listed in the Product Summary.

⁵Payout for a pre-critical medical condition accelerates the Critical Illness benefit and will reduce the PRUActive Protect or PRUActive Protect II sum assured. Once claimed, the Early Protect benefit terminates (if there is no Early Protect Plus attached).

⁶Subject to maximum of 500% of the Early Protect sum assured. This 500% includes claims for any of the critical illness under the PRUActive Protect or PRUActive Protect II policy. For Prudential to accept the next claim, the following must apply:

• For recurring critical illness condition under different categories, there must be a waiting period of 12 months between the dates of diagnosis.
• For recurring critical illness condition under the same category, there must be a waiting period of 24 months between the dates of diagnosis. The medical evidence must clearly show that the initial or previous critical illness condition (which has been admitted) was already in complete remission before the recurring critical illness condition was diagnosed
• The total amount payable depends on the number of claims made. The amount payable for each claim is subject to the maximum per claim limit and is based on the terms and conditions listed in the Product Summary.

⁷Sum assured of Life Protect Plus must be equal or lower than the PRUActive Protect or PRUActive Protect II sum assured.

⁸Sum assured of Severe Infections Protect must be equal or lower than the PRUActive Protect or PRUActive Protect II sum assured and subject to a maximum of S$100,000 per life.

⁹Payable once on the first critical illness benefit claim only.

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Representative, or a distributor duly appointed by Prudential Singapore for a financial analysis before purchasing a policy suitable to meet your needs.

As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums are not guaranteed and may be adjusted based on future claims experience.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents which can be obtained from your Prudential Financial Representative.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the product brochures, the English version shall prevail.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as of 1 October 2026.

This advertisement has not been reviewed by the Monetary Authority of Singapore.