Health Protection | Critical Illness


A unique critical illness insurance plan crafted specially for women, PRULady has you covered, wherever you are in life.
Easily adaptable to fit your needs, it includes preventative health screening1 and the option of adding on coverage during pregnancy.

What is PRULady?

  • A unique health insurance plan that’s specially tailored to cover illnesses which affect women
  • A comprehensive plan that covers you through every stage of life2
  • Enjoy coverage for procedures such as reconstructive surgery and post-diagnostic support3

Supplementary benefits



Maternity Cover Plus5

Optional add on coverage to include pregnancy complications, congenital illnesses and hospital care.

Important Information


1Biennial health screening starts from the third policy year. The medical tests offered will depend on the plan chosen under your PRULady policy. For full details of the tests that you’ll be entitled to, please refer to the product summary that can be obtained from your Prudential Financial Consultant.

2Life assured is covered up to before the policy anniversary preceding 65 or 75 years old.

3The full list of benefits covered and their definitions may be found in the product summary that can be obtained from your Prudential Financial Consultant. For PRULady, each covered female illness, medical procedure, reconstructive surgery or skin grafting and post diagnosis support shall be payable once only

4The female illness claim should be at least 50% of the sum assured. The waiver of premium can be activated up to two times during the policy term.

5For Maternity Cover Plus, each covered pregnancy complication and congenital illness shall be payable only once. The total sum assured payable for all benefits (except for hospital care) is subject to a payout of 100% of sum assured. 1% of the sum assured (subject to a limit of 100% of sum assured) for Hospital Care.

Additional Notes

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.

Premiums are not guaranteed and may be adjusted based on future claims experience.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the product brochures, the English version shall prevail.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites ( or or

In the event that the policy is not suitable, the client may cancel the policy by making a written request to Prudential within the 14-day free look period. Prudential will refund any premiums paid, less medical fees, other expenses incurred and any outstanding amounts owed in connection with the policy.

Information is correct as of 1 January 2024.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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