Life Protection | Term Life Insurance

PRUSafe Income

An income protection plan that guarantees a stable income when you can't work. Secure your livelihood from the unexpected with PRUSafe Income.

What is PRUSafe Income?

Your job is your rice bowl. It gives you an income to pay your bills, provides for you and your family, and saves for the future. However, we cannot predict when an illness or injury happens; that can significantly impact our ability to work.

It happens more often than you think, as even temporary or less severe illnesses and injuries can affect your ability to work. Income protection is not just for yourself, it also offers protection for your loved ones.

PRUSafe Income is a simple and affordable income protection plan that provides a guaranteed income and recovery benefits when you are unable to work due to an injury or illness (including mental illness1), so you can focus on your well-being.

No more worrying about bills – just the comfort of knowing you are taken care of. Sign up today by answering 5 questions only.

Important Information



Please refer to the product summary for the list of covered mental illnesses.


The fixed monthly income you will receive will not be impacted by any future changes in income or employment status. The plan will continue to provide coverage should the life assured become unemployed, subject to terms and conditions governing the Disability Benefit. No benefits are payable if the life assured is not residing in Singapore. Policyholder needs to inform us should there be a change in the life assured’s occupation or country of residence. Please refer to the product summary for details.


We will reimburse rehabilitation expenses incurred after the deferment period when the Disability Benefit is being paid out or within 12 months after the last fixed monthly income payout.


Get Well Benefit is only payable once and only if at least 6 continuous months of the Disability Benefit have been paid out.


If the life assured has fully claimed from the Disability Benefit over the chosen payout period, premiums will be waived till the end of the policy term.

Additional Notes

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

As PRUSafe Income has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums are not guaranteed and may be adjusted based on future claims experience.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the product brochures, the English version shall prevail.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC websites ( or or

Information is correct as of 2 March 2023.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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