PRUActive Protect
Customisable critical illness insurance plan that can be built as you grow – provides coverage against relapse of early stage critical illness conditions and more.
LIA Critical Illnesses (CI) Framework 2019 : In accordance to LIA Critical Illness (CI) Framework 2019, Prudential Singapore’s policies purchased from 26 August 2020 will adhere to the updated list of critical illnesses definitions. For more information, speak to your Prudential Financial Consultant today.
PRUACCESS: In accordance with PDPC's Advisory Guidelines on the PDPA for NRIC and other National Identification numbers, we will no longer be using NRIC/passport numbers/FIN for login purposes from 1 Aug 2019. If you have yet to create a user ID, please click here.
Changes to the way you’ll receive your letters: From Aug-20, we'll begin sending letters such as payment and renewal notices, payout letters and more, digitally instead of via mail. Eligible customers will receive an SMS whenever there is an e-letter for you. For more info, please click here.
IMPORTANT NOTICE : As of 25 August 2020, we have updated our Privacy Notice which is available at our corporate website. Find out more here.
A sudden critical illness diagnosis can throw life off track, especially if you already have plans laid out and loved ones to support. PRUActive Protect is a critical illness insurance plan that supports you during difficult times like this and can continue to protect you if it unfortunately happens more than once, even when your critical illness condition is still at the early stage.
PRUActive Protect is a customisable critical illness insurance plan that provides a lump sum payout upon diagnosis of 37 critical illnesses and more. The plan is designed to grow with you through life by providing you with the flexible option to add on coverage against early stage, recurring and relapse critical illness conditions and more as and when your needs, priorities and budget grows.
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From now till 31 December 2020, when you purchase a PRUActive Protect or PRUCancer 360 policy, Prudential will provide a complementary accidental death insurance coverage to a parent of a low-income family supported by AMKFSC. T&Cs apply. Learn more about our Giving Season Initiatives here.
We strive to make a difference to your life by providing you with the suitable insurance plan.
As part of our Protection Built to Grow campaign, Prudential will donate S$10,000 to AMKFSC Community Services Ltd. ("AMKFSC") to promote and improve the social well-being of individuals within family units.
Every S$50 donation to AMKFSC can help:
AMKFSC is a leading community-based social service agency, which provides a holistic range of services to support children, youths, families and seniors at multiple touchpoints across Singapore. AMKFSC operates four family service centres across Ang Mo Kio, Sengkang and Punggol.
From now till 31 December 2020, when you purchase a PRUActive Protect or PRUCancer 360 policy, Prudential will provide a complementary accidental death insurance coverage to a parent of a low-income family supported by AMKFSC.
Eligible Insurance Plan |
First-year premium discount1 |
Additional first-year premium discount1 for Ascend and Opus Customer paying by annual mode |
PRUPersonal Accident |
15% |
10% |
PRUMan |
||
PRULady |
||
PRUCancer 360 |
10% |
|
PRUTriple Protect |
||
PRUActive Protect (New) |
1Supplementary benefits can only be added during the policy term of PRUActive Protect upon satisfying the minimum policy term of the respective supplementary benefit. Full medical underwriting applies at the point of application of these supplementary benefits.
2Applicable only when insured undergoes surgery of any of the vital organs (heart, lung, brain, kidney, liver) as a result of illness or accident and as a result of the surgery, the insured is admitted to ICU for 3 consecutive days or more. Excluding surgery due to organ donation. Subject to cap of S$100,000 per life assured. Only 1 claim is payable per policy.
3Child Cover sum assured is 25% of parent’s critical illness sum assured – whichever is higher. Maximum claim per child is $25,000 per child. Each child can only claim once.
4Subject to maximum of 500% of the PRUActive Protect sum assured. This 500% includes claims for any of the pre-critical illness under the Early Protect benefit (if the benefit is included).
For Prudential to accept the next claim, the following must apply:7Sum assured of Life Protect Plus must be equal or lower than the PRUActive Protect sum assured.
8Sum assured of Severe Infections Protect must be equal or lower than the PRUActive Protect sum assured.
9Payable once on the first critical illness benefit claim only.
You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant or a distributor duly appointed by Prudential Singapore for a financial analysis before purchasing a policy suitable to meet your needs.
As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums are not guaranteed and may be adjusted based on future claims experience. This website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents which can be obtained from your Prudential Financial Consultant. The information contained on this websote is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg orwww.lia.org.sg or www.sdic.org.sg).
Information is correct as at 8 September 2020.
This advertisement has not been reviewed by the Monetary Authority of Singapore.