Wealth Accumulation | Investments

PRUSelect Vantage Premier (SGD)

Giving you the added advantage to achieve your investment goals, PRUSelect Vantage Premier (SGD) is a single premium investment-linked plan that helps you build and diversify your portfolio. Designed to make the most of your investments and to empower you to steer towards your financial aspirations.

What is PRUSelect Vantage Premier (SGD)?


PRUSelect Vantage Premier (SGD) is a single premium investment-linked plan designed to make the most out of your investment by allowing you to choose from a range of curated funds and model portfolios, managed by expert fund managers.

Kickstart your wealth accumulation ahead of others where you get to enjoy bonuses from year two and stay protected if life’s unexpected events were to take place.

Stay on track with your investment goals and enjoy financial freedom with a plan that empowers you to steer towards your financial aspirations.

PRUSelect Vantage Premier Summary of Funds Booklet


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PRUSelect Vantage Premier Technical Product Booklet


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Important information

About PRUSelect Vantage Premier Funds

PRUSelect Vantage Premier allows you to have access to our suite of expert-managed funds.

Choose funds aligned to your risk appetite and preferences, and make unlimited fund switches as your risk profile or financial goals change

To find out more about PRUSelect Vantage Premier funds, click here.

Footnotes

1If you bought your policy using SRS funds, your policy is subject to the terms and conditions of the Supplementary Retirement Scheme.

2For Death Benefit, If the last surviving life assured passes on, we pay the value of all the units in the Account, less any outstanding amounts payable.

3For Accidental Death benefit, if the last surviving life assured passes on from an Accident, we pay the higher of:

  • the value of all the units in the Account; or
  • 105% of the single premium paid plus any top-ups (less any withdrawals),

    less any outstanding amounts payable.

4Model Portfolios are developed and constructed in consultation with Mercer.

5To qualify for the bonuses, you must meet the terms and conditions attached to it.

6Medical check-ups or answering health-related questions may be required if the total premiums for selected plans per life assured issued in the past 24 months exceed S$10 million (or equivalent). Selected plans will be reviewed and determined by Prudential from time to time.

Important Notes

PRUSelect Vantage Premier (SGD) will give you access to confidential and proprietary information of Mercer and is intended for your exclusive reference, for general information purposes only. This information is not, nor intended to be, investment advice and shall not be relied on as such. All investment decisions shall be made independently by you, after duly considering and understanding the investment product(s), benefits and risks.

Notwithstanding any information provided to you in connection with the PRUSelect Vantage Premier, you are advised to read Fund prospectuses, the accompanying Product Summary and Product Highlights Sheet (where applicable) before deciding whether to invest in such products. Neither Prudential Assurance Company Singapore (Pte) Limited (“Prudential Singapore”) nor Mercer gives any representations or warranties as to the accuracy of any information provided to you in connection with the PRUSelect Vantage Premier. Neither Prudential Singapore nor Mercer accepts any responsibility or liability for any loss or damage which you may suffer arising out of or in connection with your use of the PRUSelect Vantage Premier. Where appropriate, you are encouraged to seek independent legal, tax and other professional advice. As there may be market fluctuations and change in market conditions, you are also encouraged to refer to the subsequent model portfolios that will be updated on a quarterly basis. Such subsequent updated model portfolios can be obtained via your Prudential Financial Consultant.

Any opinion on or rating of investment products contained under the model portfolio or provided by Mercer, Prudential Singapore or any Prudential Financial Consultant in connection with the PRUSelect Vantage Premier is not intended to convey any guarantee as to the future investment performance of such investment products. In addition, past performances of investment products cannot be relied upon as a guide or indicator to future performance of such products.

Notwithstanding anything above, Prudential Singapore reserves the right to discontinue the PRUSelect Vantage Premier at any time without reference or notification to you.

Additional Notes

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

Investment products are subject to investment risks including the possible loss of the principal amount invested. The value of the units and the income accruing to the units (if any) may fall or rise. Premiums for some of the supplementary benefits are not guaranteed and may be adjusted based on future claims experience.

This website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the product brochures, the English version shall prevail.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as of 1 June 2022.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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