PRUApex MultiGen Wealth
What is PRUApex MultiGen Wealth?
Every batik heirloom is a story of resilience and beauty — layered with intention, evolving in detail without losing its essence, and passed from one generation to the next. In the same way, PRUApex MultiGen Wealth empowers you to transform your life’s work into generational wealth that keeps growing on the foundation you have built.
This whole-of-life USD-denominated participating plan has no maturity date, laying the pattern for wealth you can grow for your loved ones now and in the future. Your capital is guaranteed3 as early as the 7th year, while policy continuity and ownership options make transferring wealth seamless.
Create your living canvas of wealth today and let it compound layer by layer so every generation can thrive.
Key Benefits
Build multigenerational wealth
- Wealth Share
- Change of Life Assured1
- Appointment of Secondary Life Assured2
- Joint Ownership
Grow your wealth confidently without limits
Capital guaranteed
Plan wealth and succession flexibly
Supplementary benefits
Crisis Waiver (USD)
- Waiver of premiums5 upon diagnosis of any one of the 35 critical illnesses listed.
Payer Security (USD)
- Waive the premiums of your child’s policy in the event that death, total and permanent disability or critical illness should strike6.
Useful tools and Information
Important Information
Footnotes
1 Change of Life Assured is subject to insurable interest with current policy owner(s) and acceptance by Prudential.
2 Appointment of Secondary Life Assured is subject to insurable interest with the original policy owner(s) and acceptance by Prudential.
3 Capital guarantee after the 7th policy year is only applicable for Single Premium term policy. This guarantee is valid provided there have been no policy alterations, such as partial surrenders, since inception. For Regular Premium term policy, the capital guaranteed year will be longer and varies for different Regular Premium term duration.
4 A withdrawal from the policy is a partial surrender and must be requested by the customer. Any partial surrender will result in a reduction in the long-term value of the policy. If the policy is surrendered, the surrender value payable (if any) may be less than the total premiums paid.
5 This benefit waives all future premiums up to the end of the premium payment term.
6 The death, total and permanent disability and critical illness waiver coverage will expire before the policy anniversary before the person covered under Payer Security (USD) turns 60 years old, or the life assured turns 25 years old, or to the end of the premium payment term of the main policy, whichever event happens first. The waiver of premiums will be until the policy anniversary before the stated age.
Additional Notes
You are recommended to read the product summary and seek advice from a qualified Prudential Financial Representative for a financial analysis before purchasing an insurance policy suitable to meet your needs.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.
Premiums for some of the supplementary benefits are not guaranteed and may be adjusted based on future claims experience.
The information contained on the website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details, and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Representative.
The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
In case of discrepancy between the English and Mandarin versions of the product brochure, the English version shall prevail.
These policies are under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
The information presented cannot be reproduced, amended or circulated in whole or in part to any other person without our prior written consent.
Information is correct as at 7 January 2026.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
