PRUAssure Growth

¹ To qualify for the additional guaranteed returns of 1.70% p.a. (Total 3.40% p.a.), the PRUAssure Growth and an eligible insurance plan must be purchased within the promotion period. If the eligible insurance plan is not in force upon maturity, the applicable guaranteed returns will be 1.70% p.a.. Each Life Assured is entitled to ONE bundle promotion only, where the PRUAssure Growth is capped at a Single Premium of S$30,000.

1. Promotion Details

1. Definitions:
   1. “Prudential” means Prudential Assurance Company Singapore (Pte) Limited.
   2. “Promotion Period” means: For all regular premium and single premium plans, Submission between 07 Oct 2025 and 10 Nov 2025 (both dates inclusive) or when tranche size is met, whichever is earlier; and incepted between 07 Oct 2025 and 31 Dec 2025 (both dates inclusive).
      (Note: the PRUAssure Growth need to be issued by 20 Nov 2025.)
   3. “Eligible Customer” means PolicyHolder whose proposal for the Eligible Insurance Plan is submitted to and incepted by Prudential during the Promotion Period having satisfied the eligibility criteria below.
   4. “Eligible Insurance Plan” means any of the products with a Minimum Annualised premium or Minimum Single Premium as stated in the Promotion Table below (“Minimum Annualised Premium” or “Minimum Single Premium”).
   5. “Guaranteed Returns”” means the interest rate per annual given to the Eligible Customer based on the Single Premium for Eligible Insurance Plan, as stated in the Promotion Table below.
   6. “Bundle Promotion” means
      
      1. Eligible Customer need to purchase an Eligible Insurance Plan (Promotion Table) and a PRUAssure Growth (Promotion Table) within the promotion period to receive the additional Guaranteed Returns of 1.70% p.a. (Total 3.40% p.a.) on the PRUAssure Growth plan at its maturity. If the eligible insurance plan is not in force upon maturity, the applicable guaranteed returns will be 1.70% p.a..
      2. Each Life Assured is entitled to ONE bundle promotion only, where the PRUAssure Growth (PAG) is capped at a Single Premium of S$30,000.
   7. “Promotion Table” means the Promotion Table below.
      
      

      Promotion Table:

      	PRUAssure Growth (Unbundled)	PRUAssure Growth Bundle Promotion (Bundled with Eligible Insurance Plans)
      Guaranteed Returns	1.70% p.a.	3.40% p.a.1
      Maturity Value (% Single Premium)	105.2% of SP	110.6% of SP
      Min & Max premium of PRUAssure Growth	$5,000 - $30,000	$5,000 - $30,000
      Nos. of bundle per Customer (Life Assured)	Not required	Each customer (Life Assured) is only eligible for ONE bundle.
      Eligible Insurance Plans^ for bundling	Not required	Protection Plans Min Annualised Premium2 PRUActive Life III PRUActive Protect PRUActive Term $3,500 Investment Plans Min. Annualised Premium2 (SGD/USD) & Premium Term4 PRUVantage Assure II PRUVantage Wealth II # PRUVantage Prosper # $10,000 & 10 Years & above Single Premium Plans Min. Single Premium3 (SGD/USD) PRULife Vantage Achiever Prime II # PRUWealth Income # PRUWealth Plus SP (Cash/SRS) $200,000

      
      

      ¹ To qualify for the additional guaranteed returns of 1.70% p.a. (Total 3.40% p.a.), the PRUAssure Growth and an eligible insurance plan must be purchased within the promotion period. If the eligible insurance plan is not in force upon maturity, the applicable guaranteed returns will be 1.70% p.a.. Each Life Assured is entitled to ONE bundle promotion only, where the PRUAssure Growth is capped at a Single Premium of S$30,000.
      ² Minimum Annualised Premium is defined as the total premium due in a year for the basic policy and supplementary benefit(s), including the additional premiums payable due to substandard loadings, where applicable. Excluding top-ups made via Investment Booster (Lump Sum), if any. It may vary depending on the selected premium term.
      ³ Minimum Single Premium are defined as the total premium due for the basic policy and supplementary benefit(s).
      ⁴ Premium Term is the premium payment period of the policy.
      ^{^} Subjected to the Minimum Annualised Premium and Minimum Single Premium of each eligible insurance plan.
      ^# These plans are available in both SGD and USD currency. If it is a USD plan, the minimum annualised premium is in USD.
      

2. Eligibility
   

   In order to be eligible for the Promotion, the Eligible Customer must satisfy the following requirements during the Promotion Period in order to receive the Guaranteed Returns (as defined in the Promotion Table):

   1. If the Eligible Customer’s proposal for any Eligible Insurance Plan (Promotion Table) and a proposal for PRUAssure Growth (Promotion Table) are submitted to Prudential and incepted by Prudential during the Promotion Period.
   2. This Promotion is valid for all premium payment modes (monthly, quarterly, bi-annual and annual) as applicable to the Eligible Insurance Plan.
   3. If the Eligible Customer’s proposal for any Eligible Insurance Plan featured in Promotion Table and fulfills the criteria of other promotions carried out by Prudential, the promotion with the higher value will be granted to the Eligible Customer
   4. Each Life Assured is entitled to ONE bundle promotion only, where the PRUAssure Growth is capped at a Single Premium of S$30,000.
   5. This promotion is stackable with Q4 2025 Customer Promotion.
   6. This promotion is not stackable with other promotions or campaigns like Maturity and Policy Fully Paid.
3. Guaranteed Returns
   
   1. To qualify for the additional guaranteed returns of 1.70% p.a. (Total 3.40% p.a.), the PRUAssure Growth and an eligible insurance plan (Promotion Table) must be purchased within the promotion period in accordance with the Promotion table above. If the eligible insurance plan is not in force, the applicable guaranteed returns will be 1.70% p.a..
   2. The additional guaranteed returns of 1.70% p.a. (Total 3.40% p.a.) will be given upon the PRUAssure Growth’s maturity date with the condition that both policies need to be valid (In Force).
   3. This Promotion is not applicable should the Eligible Insurance Plan be cancelled within the fourteen (14) day free-look period. The premium amount refunded will be based on the premium amount paid by the Eligible Customer.
   4. This Promotion is not applicable should the Eligible Insurance Plan be Not Taken Up and subsequently reopened.
   5. This promotion is not applicable for purchase through Prudential Corporate Website.
4. Customer Documents
   To assure the customer that their policies are enrolled in the PRUAssure Growth Bundle Promotion, the following documents will be sent to customer after the fourteen (14) day free-look period of the bundle policies:
   • Letter of Acknowledgement
   • Copy of the Declaration Form (Completed and Signed), and
   • PRUAssure Growth Bundle Promotion T&Cs

B. General Terms and Conditions

1. By participating in the Bundle Promotion, each Eligible Customer is deemed to have accepted and agreed to be bound by these Terms and Conditions and any other instructions, terms and conditions that Prudential may issue from time to time.  
2. Prudential assumes no responsibility for incomplete, lost, late, damaged, illegible or misdirected forms or email communication, for technical hardware or software failures of any kind, lost or unavailable network connections, or failed incomplete, garbled or delayed electronic transmission which may limit a Eligible Customer’s ability to participate in the Bundle Promotion.
3. Prudential has the sole and absolute discretion to exclude any Eligible Customers from participating in the Bundle Promotion without any obligation to furnish notice and/or reason.
4. Prudential reserves the right to disqualify or disregard any Eligible Customer who does not comply with the Terms and Conditions.
5. Prudential may at its discretion forfeit the Guaranteed Returns, or, if already awarded, reclaim the Guaranteed Returns at the expense of the Eligible Customers without payment, compensation, or having to give any reason whatsoever in the event Prudential subsequently discovers that the Eligible Customers is not eligible to participate in the Bundle Promotion and/or to receive the Guaranteed Returns.
6. The Bundle Promotion is not valid in conjunction with other promotions carried out by Prudential except Q4 2025 Customer Promotion.
7. By participating in this Bundle Promotion, each Eligible Customer agrees and consents under the Personal Data Protection Act (Cap 26 of 2012) to the collection, use and disclosure of any and all personal data of the Eligible Customer by/to Prudential, advertising and promotional agencies of the Bundle Promotion and such other third party, in Prudential’s absolute discretion, consider appropriate or necessary in connection with the Bundle Promotion and redemption of Guaranteed Returns.
8. If a Eligible Customer provides Prudential with personal data of any third party, that Eligible Customer hereby:
   
   1. Agrees on behalf of that third party to be bound by the Terms and Conditions contained herein; and
   2. Consents on behalf of that third party, to Prudential’s collection, use, disclosure and processing of his/her personal data in accordance with the Terms and Conditions contained herein.
   The Eligible Customer warrants that he/she has obtained the said third party’s prior consent to such collection, use, disclosure and processing of his/her personal data by Prudential and that the personal data that the Eligible Customer provides to Prudential is true, accurate and complete.
9. Prudential shall not be liable for any third party’s misuse of the Eligible Customer’s submitted information and photograph as a result of the Eligible Customer taking part in the Bundle Promotion.
10. Unless prohibited by law, participation in the Bundle Promotion constitutes permission for Prudential, its advertising and promotional agencies to use any of the Eligible Customer’s names, and/or likeness for advertising and promotional purposes. Each Eligible Customer further agrees and acknowledges that the copyright and all other intellectual property rights in and to all photographs or audio-video or other recordings of the Eligible Customer taken or made in connection with the Bundle Promotion shall vest solely and absolutely in Prudential without any compensation to the Eligible Customer.
11. Prudential may at any time at its absolute discretion, without prior notice or assigning any reason thereof or being liable to any person, (i) suspend, cancel or terminate the Bundle Promotion, or (ii) delete, vary, supplement, amend, modify any one or more of the terms and conditions of the Promotion. Prudential’s determination of all matters in connection with the Bundle Promotion and the Guaranteed Returns shall be final, binding and conclusive. Prudential is not obliged to give any reason or prior notice on any matter concerning the Bundle Promotion or the Guaranteed Returns. No appeal, correspondence or claims will be entertained. Prudential has the right and discretion to determine whether a party has met the requirements of the Bundle Promotion and/or to receive the Guaranteed Returns. Eligible Customers shall not be entitled to any damages or compensation whatsoever or howsoever arising as a result of such amendment, suspension or termination.
12. By participating in the Bundle Promotion, all Eligible Customers agree and undertake to, at all times, indemnify, keep indemnified, and hold Prudential, its employees and agents harmless against all losses (including direct, indirect, incidental and/or consequential losses), damages (including general, special, and/or punitive damages), demands, injuries (other than personal injury caused by Prudential’s negligence), claims, costs, penalties, interest and fees (including all legal fees as between solicitor and client or otherwise on a full indemnity basis whether or not incurred in respect of any real, anticipated, or threatened legal proceedings), howsoever caused by, arising or resulting from, whether directly or indirectly, their participation in the Bundle Promotion, acceptance or usage of any Guaranteed Returns, and/or any breach or purported breach of these Terms and Conditions and/or any applicable law.
13. In the event of any inconsistency or discrepancy between the Terms and Conditions and the contents of any brochure, marketing and/or promotional materials relating to the Bundle Promotion, these Terms and Conditions shall prevail.
14. Failure by Prudential to exercise any of its right or remedy under these Terms and Conditions does not constitute a waiver of that right or remedy.
15. The Terms and Conditions shall be governed by Singapore law and the Eligible Customers agree to submit to the exclusive jurisdiction of the courts of Singapore.
16. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Right of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Representative for a financial analysis before purchasing an insurance policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Before replacing an existing accident and health policy with a new one, you should consider whether the switch is detrimental, as there may be potential disadvantages with switching and the new policy may cost more or have fewer benefits at the same cost.

Premiums are not guaranteed and may be adjusted based on future claims experience.

As PRUActive Protect and PRUActive Term have no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely.

Foreign currency policies (e.g., USD) are subject to foreign exchange risk.

PRUVantage Assure II, PRUVantage Wealth II, PRUVantage Prosper are an Investment-Linked Plan (ILP) which invests in ILP sub-fund(s). Investment products are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units and the income accruing to the units (if any) may fall or rise. Past performance is not necessarily indicative of future performance.

A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from your Prudential Financial Representative. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).

The information contained herein is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details, and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Representative.

The information contained herein is for distribution in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

The information presented cannot be reproduced, amended or circulated in whole or in part to any other person without our prior written consent.

Information is correct as of 07 October 2025.

This advertisement has not been reviewed by the Monetary Authority of Singapore.