IMPORTANT NOTICE: Our Prudential Customer Service Centre on the 1st Floor of Marina One, East Tower will be opened by appointment only, from 2 June 2020. To ensure your safety, we have put safe management measures in place. For more information on COVID-19 relief measures please click here.

LIA Critical Illnesses (CI) Framework 2019 : In accordance to LIA Critical Illness (CI) Framework 2019, Prudential Singapore’s policies purchased from 26 August 2020 will adhere to the updated list of critical illnesses definitions. For more information, speak to your Prudential Financial Consultant today.

PRUACCESS: In accordance with PDPC's Advisory Guidelines on the PDPA for NRIC and other National Identification numbers, we will no longer be using NRIC/passport numbers/FIN for login purposes from 1 Aug 2019. If you have yet to create a user ID, please click here.

Changes to the way you’ll receive your letters: From Aug-20, we'll begin sending letters such as payment and renewal notices, payout letters and more, digitally instead of via mail. Eligible customers will receive an SMS whenever there is an e-letter for you. For more info, please click here.

Accident Assist

Enjoy your relationships while covering yourself against unpredictable events.

Your family is everything to you.

From minor everyday mishaps to unexpected injuries even when you are overseas, we understand that accidents - big and small - can be unpleasant for you and your family.

Accident Assist is a supplementary benefit that can be added to selected main plans*. It ensures financial support in the event of an accident.



Geographical coverage


Payout upon accidents1


Increase in sum assured if no claims for first 5 years3


Plan types

Product Details

Payment Term

Minimum: 5 years

Maximum: Shorter of

  • Basic plan policy term
  • 75 - Age of Entry
Policy Term

Minimum: 5 years

Maximum: Shorter of

  • Basic plan policy term
  • 75 - Age of Entry
Issuance Age

1 to 65 Age Next Birthday

Accidental Death Benefit

Accidental Death and Dismemberment Benefit

  • up to $1,000,000 depending on plan choosen
  • 3 times payout4
    • Public transportation accidents1
  • 2 times payout4
    • Private tranport accidents1 and pedestrian accidents, building fires and accidents during school time2
  • Coverage increases by up to 25% in the first 5 years if no claims are made3.
Sum Assured

Minimum Sum Assured: $100,000

Maximum Sum Assured: $1,000,000

Core Benefits

Reimburses treatment bills including Traditional Chinese Medicine (TCM) bills


*Main plans include PRUFlexi Cash, PRULink Enhanced Protector II, PRUWealth (SGD), PRUWealth II (SGD) (5/10/20 Pay), PRULife Multiplier Flex, PRUCash Secure, PRUActive Saver, PRUFirst Gift (PRULink Enhanced Protector II), PRUActive Life, PRUActive Retirement - Regular Premium
  1. Excludes travelling as a fare-paying passenger in a vehicle (excluding taxis) driven by an individual who uses his/her personal vehicle or leases a vehicle as a driver partner with ride-sharing app companies.
  2. For life assured, age below 1 year to 16 years who sustains an accidental injury or accidental death.
  3. Step-up Sum Assured is capped at 25% of the original Accident Death and Dismemberment sum assured. It is available at the policy anniversary for the first 5 policy years if there is no medical reimbursement or TCM claims. The Step-up Sum Assured feature stops if premiums are not paid and the policy holder did not back pay the premium.
  4. We will pay for either the Accidental Death and Dismemberment benefit but not both.


You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

The benefits will only be payable upon the occurence of an accident.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums are not guaranteed and may be adjusted based on future claims experience.

This website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites ( or or

Information is correct as at 20 April 2020.

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