What is PRUExtra?
PRUExtra aims to give you peace of mind with up to 95%1 coverage by complementing your main PRUShield plan, so you can focus on recovery. It is an optional add-on that aims to keep your out-of-pocket expenses to the minimum. Check out our affordable premiums which offers one of the lowest out-of-pocket expenses.
Selected plans offer a fairer pricing approach with claims-based pricing, which rewards and encourages healthy living.
Check out the following links for more information:
Find out more about how we offer a fairer pricing approach with claims-based pricing, which rewards and encourages healthy living. Only applicable to selected plans.
Learn more about the recent PRUExtra benefit changes and premium adjustments.
Visit PRUPanel Connect website to check your eligibility and how you can enjoy a suite of value-added services including cashless transactions, appointment bookings and hassle-free experience at selected panel of specialists empaneled at private hospitals/day surgery centres. Find out more on the launch of Extended panel which provides policyholders a wider choice of specialists and supports better continuity of care for policyholders.
PRUExtra Supplementary Plans
PRUExtra Premier CoPay
PRUExtra Preferred CoPay
PRUExtra Premier Lite CoPay
PRUExtra Plus CoPay
PRUExtra Plus Lite CoPay
1Only applicable for PRUExtra Premier CoPay, PRUExtra Preferred CoPay and PRUExtra Plus CoPay.
2Enjoy PRUWell Reward, a 20% savings on standard premium when the policy is incepted with no exclusions. If the premium level is at standard at the last policy renewal date and no claims were made during the review period, a PRUWell reward of 20% savings will apply at the next policy renewal date. PRUWell Reward is only applicable for PRUExtra Premier CoPay and PRUExtra Preferred CoPay.
List of Panel and Non-Panel Providers
Panel Providers include:
- All Private Registered Medical Practitioners/Specialists, Private Hospitals and Private Treatment Centres listed on the PRUPanel Connect website.
- All Restructured Hospitals and Treatment Centres.
Note: PRUPanel Connect value-added services are applicable for all under (1) and a selected number of Restructured Hospitals and Medical Practitioners/Specialists under (2), all of which are listed on the PRUPanel Connect website.
Non-Panel Providers are:
- Non-participating specialists under Raffles Hospital
- Non-participating specialists under Mount Alvernia Hospital
- Non-participating specialists under Private Treatment Centres listed on PRUPanel Connect Website.
- Parkway East Hospital
- Thomson Medical Centre
- Medical Institutions categorized as Day Surgery Centres, Dialysis Centres and Oncology Clinics under the list of MediShield Institutions Participating in MediShield Life Scheme. Please refer to CPFB Website here.
‘No Access’ can be described as:
Under the PRUExtra Preferred CoPay plan, if a private hospital or private medical institution is not listed under either Panel or Non-Panel, the claim will not be admissible.
Please refer to the policy document for more information.
We reserve the right to change this Panel or Non-Panel list from time to time.
PRUShield is a yearly renewable plan. Prudential guarantees lifetime coverage for PRUShield and PRUExtra inforce policies.
PRUExtra premiums cannot be paid by Medisave.
We reserve the right to vary the policy benefits, features, conditions, and/or name at any time by giving 30 days’ written notice to the policy owner before doing so.
Premiums are not guaranteed and may be adjusted based on future claims experience. Prudential reserves the right to vary premiums at any time by giving 30 days’ written notice to the policy owner before doing so. Premium rates will be based on age next birthday (for 1st premium) on cover start date and each policy anniversary date (for renewable premium).
You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.
This is a non-participating plan and the nature of PRUShield and PRUExtra are different from life or endowment products as it has no surrender value.
This website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.
The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
In case of discrepancy between the English and Mandarin versions of the product brochures, the English version shall prevail.
These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
In the event that the policy is not suitable, the client may cancel the policy by making a written request to Prudential within the 21-day free look period. Prudential will refund any premiums paid, less medical fees, other expenses incurred and any outstanding amounts owed in connection with the policy.
Information is correct as at 30 May 2023.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
How do I compare Integrated Shield plans?
If you are a Singapore citizen or permanent resident, you enjoy basic health insurance through MediShield Life.
3 easy ways to improve your family’s health
A healthy lifestyle comprising a balanced and nutritious diet coupled with regular exercise is a winning combination that will help keep your family fit and happy.