Life Protection | Maternity Insurance

PRUFirst Gift II

A bundled maternity plan comprising of PRUMum and PRUActive LinkGuard to protect mum and baby from pregnancy up to childbirth and beyond

What is PRUFIRST Gift II?

A comprehensive bundled maternity plan comprising of PRUMum and PRUActive LinkGuard to protect expecting mothers and babies from as early as the 13th week of pregnancy.

The plan covers in the event of complications during pregnancy and childbirth, and your new-born enjoys secured lifelong protection with the potential for long-term wealth growth. It also covers assisted pregnancies such as In Vitro Fertilisation (IVF)1, so your family can get the most out of life.

Transfer of PRUActive LinkGuard from Mum to baby without underwriting2 provide baby comprehensive protection against Death, Terminal Illness and Total Permanent Disability, while also accumulating wealth for its future needs.

Important Information

About PRULink Funds

PRUActive LinkGuard allows you to have access to our suite of expert-managed PRULink funds.

Choose funds aligned to your risk appetite and preferences, and make unlimited fund switches as your risk profile or financial goals change.

To find out more about PRULink funds, click here.



Coverage for assisted pregnancies conceived through In Vitro Fertilization (IVF), Intracytoplasmic Sperm Injection (ICSI), Intrauterine Insemination (IUI) and Intracervical Insemination (ICI) will go through normal underwriting.


Applicable only when it is done within 60 days from child’s date of birth.


Terms and conditions apply.


Hospital Care Accelerator Benefit is paid out from the same Sum Assured as that of the hospital care for the life assured benefit. If the Hospital Care Benefit for the life assured was claimed previously, the amount we pay under this benefit will be 100% of the original Sum Assured less the claim amount previously paid out. Insured will receive payout up to 100% Sum Assured if she is hospitalised (includes ICU and HDU) for a consecutive period of 30 days or admitted to ICU for 1 day or more.


Coverage for Gestational Diabetes Mellitus (GDM) Conditions includes GDM resulting in Foetal Macrosomia and Neonatal Hypoglycaemia, Type II DM developed 6-8 weeks after birth and pregnancy complications accompanied by GDM.


Payout for Psychological Consultations is up to S$200. The Insured can receive up to 5% Sum Assured with Postpartum Depression diagnosis.


Applicable to multiple birth pregnancy with 100% Sum Assured per life.


Applicable to multiple birth pregnancy, up to 50% Sum Assured per life.

Additional Notes

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

PRUActive LinkGuard is an Investment-Linked Plan (ILP) which invests in ILP sub-fund(s). Investment products are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units and the income accruing to the units (if any) may fall or rise. Past performance is not necessarily indicative of future performance.

A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from your Prudential Financial Consultant. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums for the supplementary benefits are not guaranteed and may be adjusted based on future claims experience.

The information contain on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contain on this website is for distribution in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the product brochures, the English version shall prevail.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites ( or or

Information is correct as of 12 October 2022.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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